Chinle, Arizona Cost Of Living

A+

16%

Overall NAT. AVG.

11%

Goods & Services NAT. AVG.

72%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Chinle	Arizona	National
Cost of living	84	101	100
Goods & Services	111	105	100
Groceries	113	104	100
Health care	109	98	100
Housing	28	97	100
Transportation	107	97	100
Utilities	94	103	100

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Cost Of Living Quick Facts

The cost of living in Chinle is 17% lower than the Arizona average
The cost of living in Chinle is 16% lower than the national average
Chinle housing is 72% lower than the national average
Arizona general sales tax is 10% higher than the national average
Arizona state income tax is 13% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$34,038	$2,837	$794	$1,021
Renters	$40,357	$3,363	$942	$1,211

The affordability of the housing market in Chinle, AZ as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Chinle homeowners, the median income is $34,038. This indicates that a monthly maximum of $794 should be spent by homeowners on all housing related costs. Renters have a median income of $40,357. This indicates that renters would have a maximum of $942 for their rent related monthly costs.

Arizona Sales Tax

State	General Sales Tax	With Max Surtax
Arizona	5.6%	10.725%

Arizona Income Tax

State	Income Tax (Low)	Income Tax (High)
Arizona	2.55%	2.98%

Goods & Services

Item	Chinle	National avg.	Difference
Haircut	$20.00	$20.27	1.3%
Beauty Salon	$48.50	$40.39	20.1%
Toothpaste	$2.17	$2.36	7.9%
Shampoo	$1.02	$1.08	5.5%
Movie	$10.78	$10.99	1.9%
Bowling	$19.17	$15.49	23.7%

Groceries

Item	Chinle	National avg.	Difference
Ground Beef	$4.30	$4.30	0.0%
Fried Chicken	$1.56	$1.40	11.5%
Milk	$1.71	$2.20	22.2%
Potatoes	$3.87	$3.22	20.3%
Pizza	$12.22	$10.74	13.8%
Beer	$10.23	$9.60	6.6%

Health Care

Item	Chinle	National avg.	Difference
Optometrist	$131.17	$109.73	19.5%
Doctor	$126.98	$118.34	7.3%
Dentist	$111.83	$100.94	10.8%
Ibuprofen	$9.81	$9.93	1.3%
Lipitor	$499.24	$469.53	6.3%

Housing

Item	Chinle	National avg.	Difference
Home Price	$39,000.00	$184,700.00	78.9%
Avg. Mortgage Payment	$1,575.72	$1,229.62	28.1%
Apartment Rent	$414.00	$949.00	56.4%

Transportation

Item	Chinle	National avg.	Difference
Gasoline	$3.08	$2.71	13.5%
Tire Balancing	$49.97	$51.86	3.6%

Utilities

Item	Chinle	National avg.	Difference
All Electricity	$154.79	$170.84	9.4%
Phone	$182.89	$187.18	2.3%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Del Muerto, AZ	430	84	15.9%
Many Farms, AZ	1,522	87	13.0%
Chinle, AZ	5,420	84	16.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
North Hills, NY	5,420	211	111.3%
Center, TX	5,421	79	20.8%
Homer, AK	5,418	124	23.8%
New Holland, PA	5,418	101	0.8%
Titusville, PA	5,418	87	13.5%
Chinle, AZ	5,420	84	16.0%

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.