Cost of Living in Chestnut Ridge, NY

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F
54%
Overall NAT. AVG.
8%
Groceries NAT. AVG.
157%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Chestnut Ridge New York National
Cost of living154121100
Groceries108106100
Health care111110100
Housing257144100
Transportation110113100
Utilities112112100
Lifestyle & Entertainment107111100
Household Items108106100
Education & Childcare120118100
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Homes For Sale In Chestnut Ridge, NY

property for sale

92 Scotland Hill Rd

Spring Valley, NY
property for sale

296 Ackertown Rd Lot 1

Monsey, NY
property for sale

28 Williams Rd

Spring Valley, NY
property for sale

10 Christine Dr

Spring Valley, NY

Cost Of Living Quick Facts

  • The cost of living in Chestnut Ridge is 28% higher than the New York average
  • The cost of living in Chestnut Ridge is 54% higher than the national average
  • Chestnut Ridge housing is 157% higher than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Chestnut Ridge

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$157,416$13,118$3,673$4,723
      Renters$85,521$7,127$1,995$2,566
      A good way to judge both the affordability of the housing and the cost of living in Chestnut Ridge is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Chestnut Ridge has a median income of about $157,416 for people who own homes. Based on that number, a maximum of $3,673 should be spent on expenses related to housing. Renters have a slightly different median income, which is $85,521. Based on this average, renters should spend no more than $1,995 on all rental costs if they want to maintain a non-impoverished standard of living.

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Greenville CDP (Greene County), NY6161066.1%
      Greenwood Lake, NY3,16811817.7%
      Paterson, NJ149,11812221.5%
      Mount Ivy, NY7,67512020.1%
      Haverstraw, NY12,43112121.4%
      Chestnut Ridge, NY8,25415454.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Drumheller, AB8,255n/a 
      Conshohocken, PA8,25212524.5%
      Kitimat, BC8,251n/a 
      Groesbeck, OH8,249936.7%
      Port Jefferson, NY8,24815757.0%
      Chestnut Ridge, NY8,25415454.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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