Cost of Living in Chesterfield, TN

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4%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
8%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Chesterfield Tennessee National
Cost of living9692100
Groceries9998100
Health care9797100
Housing9280100
Transportation9497100
Utilities9698100
Lifestyle & Entertainment9697100
Household Items10198100
Education & Childcare10197100
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Cost Of Living Quick Facts

  • The cost of living in Chesterfield is 4% higher than the Tennessee average
  • The cost of living in Chesterfield is 4% lower than the national average
  • Chesterfield housing is 8% lower than the national average
  • Tennessee general sales tax is 37% higher than the national average
  • Tennessee state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Chesterfield

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Compare Chesterfield, TN Cost of Living

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      Salary Calculator

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      Cost of living index
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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$81,582$6,799$1,903$2,448
      Renters$0$0$0$0

      Tennessee Sales Tax

      State General Sales Tax With Max Surtax
      Tennessee 7% 9.75%

      Tennessee Income Tax

      State Income Tax (Low) Income Tax (High)
      Tennessee 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Darden, TN385982.3%
      Decaturville, TN9758316.9%
      Parsons, TN2,6868416.2%
      Scotts Hill, TN1,3678415.6%
      Clarksburg, TN9518514.8%
      Chesterfield, TN721963.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Alta, CA72114141.2%
      Hoboken, GA7218811.8%
      Athol, ID721964.0%
      South Wilmington, IL721945.6%
      Tamms, IL7218019.9%
      Chesterfield, TN721963.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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