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A+ Chattanooga Amenities Lots of amenities close to this location
B- Chattanooga Cost of Living Cost of living is 1% higher than Tennessee
919% less expensive than the US average
9010% less expensive than the US average
United States
100National cost of living index
Chattanooga cost of living
F Chattanooga Crime Total crime is 96% higher than Tennessee
Total crime
7,052156% higher than the US average
Chance of being a victim
1 in 15156% higher than the US average
Year-over-year crime
2%Year over year crime is up
Chattanooga crime
D- Chattanooga Employment Household income is 11% lower than Tennessee
Median household income
$41,27825% lower than the US average
Income per capita
$25,65914% lower than the US average
Unemployment rate
5%14% higher than the US average
Chattanooga employment
C+ Chattanooga Housing Home value is 4% higher than Tennessee
Median home value
$152,00018% lower than the US average
Median rent price
$76519% lower than the US average
Home ownership
53%16% lower than the US average
Chattanooga real estate or Chattanooga rentals
D Chattanooga Schools HS graduation rate is 2% higher than Tennessee
High school grad. rates
81%2% lower than the US average
School test scores
46%6% lower than the US average
Student teacher ratio
0:1100% lower than the US average
Chattanooga K-12 schools or Chattanooga colleges

Living in Chattanooga, TN

Chattanooga is a moderately-sized city located in the state of Tennessee. The city has a population of 175,462 people. Not a fan of sitting in traffic? One big advantage of living in Chattanooga is the reasonable commute times to work. With an average one way commute time of 19 minutes, getting to work is faster than the national average of 26 minutes.

Are you trying to figure out if living in Chattanooga is the right fit for your lifestyle? To ensure a good experience before relocating to any new city in Tennessee, you will probably want to make sure that you check all of the most important boxes. The best areas in Chattanooga and in surrounding cities are easier to find when you are able to make informed decisions. Using data from amenities, crime, cost of living, you will see a detailed breakdown of the most important information as well as comparisons to the Tennessee and national averages.

Using data and statistics Chattanooga has received a livability score of 68/100. This score is ranked in the 54th percentile when compared to all other cities. Based on the scores for each individual category, Chattanooga has been rewarded with high marks for amenities (A+) and cost of living (B-). There are some categories that Chattanooga ranks poorly for, including: crime (F), education (D) and employment (D-). It might be worth taking a closer look to find out why.

Location, location, location - possibly the three most important words in your search for a new place to live. Fortunately, in Chattanooga, there is no shortage of amazing local amenities and interesting things to do. Some of the interesting things to do and attractions include: Tennessee Aquarium, Ruby Falls, and Rock City.

Assuming that Chattanooga meets all of your requirements, the next most important item to examine is the affordability of real estate in Chattanooga. Everything else becomes a lot less important if it turns out that home prices in Chattanooga are simply unattainable. Median real estate prices in Chattanooga come in at $152,000, which is 4.1% higher than the Tennessee average. The home price to income ratio compares the median home prices to the median household income. In Chattanooga, the home price to income ratio is 3.7, which is 19.4% higher than the Tennessee average. Knowing if your home will appreciate on a long term or even a short term basis should be factored into your decision making. An increase in your home’s value can be a good way to generate tax-free equity that can create long term financial security. In the past year, appreciation rates for homes in the Chattanooga area were 6.5% and 5 year appreciation rates were 7.3%.

Check Your Commute Time

Monthly costs include: fuel, maintenance, tires, insurance, license fees, taxes, depreciation, and financing.
See more Chattanooga, TN transportation information

Compare Chattanooga, TN Livability To Other Cities

Best Cities Near Chattanooga, TN

PlaceLivability scoreScoreMilesPopulationPop.
Ridgeside, TN823.6671
Signal Mountain, TN7978,500
Lookout Mountain, GA776.21,754
Fairmount, TN769.63,197
PlaceLivability scoreScoreMilesPopulationPop.
Sewanee, TN7636.12,503
Soddy-Daisy, TN7614.813,162
Lookout Mountain, TN764.31,930
Collegedale, TN7514.810,438

How Do You Rate The Livability In Chattanooga?

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Chattanooga Reviews

Write a review about Chattanooga Tell people what you like or don't like about Chattanooga…
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A Solid City

I've visited many times, and each time I notice an improvement in the place. Environmentally, they have improved so much over the years, making Chattanooga a really good launching point for the multitude of outdoor activities in the area. The people, especially the wealthier citizens, are very philanthropic in a way that benefits others and rather buttoned down in a very Southern way. There are still areas that need revitalizing, no doubt, but there has been a lot of progress. Good restaurants and amenities.
  • 1 0
Limited in what matters

Healthcare here is a joke. There are three hospitals and only one is marginally acceptable. The other two are filthy and understaffed.

Not much choice when it comes to grocery stores.

Bible Belt area filled with hypocrites.

Job market is very limited.

Expect to be disliked by the locals if you’re an “outsider.”

Riverwalk. Awesome for biking or walking if it’s not closed for an Ironman.

Downtown area is nice.
  • 0 -1

very good community,dining,attractions and so much outdoor activities .Alot of places to Rock climb,mountain bike, trail run,hang glide,kayak ,fish, hunt you name it chattanooga has it all (except snow skiing) for the outdoors.Good restaurants ,beer houses, wineries,good festivals and a arts.Diversity is improving a lot .folks are friendly,but keep in mind if your moving here from other parts of the country that southerners can be passive aggressive..Chattanooga is mostly conservative but we do have a growing progressive community.Schools here compared to other cities are average to below average.There are opportunities to get out and meet people whether its volunteering,outdoor,festivals meet up groups.Cons of living here are the weather, we got 70 inches of rain last year and average around 55 60 in a year.Hot, humid 5 months a year add the rainy and hot humid days that does not allow much time to get out and enjoy all the outdoor activities we have.Crime, we do have a lot of overall crime in certain areas.I do agree with area vibes grades on amenities,cost of living,housing, employment.But on weather i would give it a c- and education a c
  • 0 0
Really nice place to take your kids

We were on our way to Knoxville but we stop in Chattanooga to spend one night and it was completely worth it. My kids love it. There are so many things to do with your kids. The children museum was the best.

We are planning to return may be the next year or if we have time and money this year.

Thanks and enjoy Chattanooga!!
  • 0 0
Chattanooga, TN - Bring the Kids!

Last spring, my husband and I took our two year old twins to spend the day in Chattanooga, TN. We had a blast!

There are many things to do and various attractions to see throughout the city to entertain your children. The downtown Chattanooga Aquarium was our favorite! We spent hours there touring the aquarium as well as the outside surroundings.

The people in Chattanooga are as friendly as people in the South and it is an easy city to travel about. Our family stopped to ask for directions on multiple occasions in Chattanooga and the locals were always willing to help.

We were concerned with traffic with there being so many things in the downtown area to do. However, we had no issues. If you and your family are looking for a summer getaway or a short weekend trip I would strongly encourage visiting Chattanooga, TN as you will not be disappointed.
  • 0 0
Reason for reporting
Source: The Chattanooga, TN data and statistics displayed above are derived from the 2016 United States Census Bureau American Community Survey (ACS).
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