Chatham cost of living index

Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.
The cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average. The breakdown for each index is as follows: goods and services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexChathamNew YorkNational
Cost of living109117100
IndexChathamNew YorkNational
Goods & Services109108100
Health care128101100

Key findings

  • The cost of living in Chatham is 7% lower than the New York average
  • The cost of living in Chatham is 9% higher than the national average
  • Chatham housing is 11% higher than the national average
  • New York general sales tax is 21% lower than the national average
  • New York state income tax is 80% higher than the national average

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Compare Chatham, NY Cost of Living To Other Cities


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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)

      New York Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      New York4%8.875%

      New York Income Tax

      StateIncome Tax (Low)Income Tax (High)
      New York4%8.82%

      Goods & Services

      ItemChathamNational avg.Difference
      Haircut $14.67$17.4916.1%
      Beauty Salon $44.33$38.1716.1%
      Toothpaste $2.82$2.3221.5%
      Shampoo $1.04$1.012.8%
      Movie $10.63$10.720.9%
      Bowling $13.00$13.866.2%


      ItemChathamNational avg.Difference
      Ground Beef $4.52$3.9015.9%
      Fried Chicken $1.79$1.4028.2%
      Milk $2.02$1.962.9%
      Potatoes $4.49$3.1841.1%
      Pizza $12.99$10.3925.0%
      Beer $10.66$9.2315.5%

      Health Care

      ItemChathamNational avg.Difference
      Optometrist $137.50$106.3429.3%
      Doctor $168.33$115.2546.1%
      Dentist $133.75$98.3835.9%
      Ibuprofen $8.32$9.2610.2%
      Lipitor $521.62$466.4711.8%


      ItemChathamNational avg.Difference
      Home Price $216,500.00$184,700.0017.2%
      Avg. Mortgage Payment $1,563.99$1,273.3222.8%
      Apartment Rent $918.00$949.003.3%


      ItemChathamNational avg.Difference
      Gasoline $2.67$2.593.1%
      Tire Balancing $55.32$48.9013.1%


      ItemChathamNational avg.Difference
      All Electricity$145.19$167.6013.4%
      Phone $178.27$163.429.1%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Leeds, NY54294-6%
      Coxsackie, NY2,72798-2%
      Lorenz Park, NY2,16599-1%
      Philmont, NY1,3791011%
      Nassau, NY1,0751000%
      Chatham, NY1,4701099%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Tennessee Ridge, TN1,47087-13%
      Kings Mills, OH1,4701000%
      Lawrenceville, VA1,47085-15%
      Helena, OK1,47080-20%
      North Grosvenor Dale, CT1,4701099%
      Chatham, NY1,4701099%
      Source: The Chatham, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.