Cost of Living in Charlestown, RI

Get 300+ Local Insights for Any Address in Charlestown, RI

Get Access to 300+ Local Data Points
F
36%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
109%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Charlestown Rhode Island National
Cost of living136110100
Groceries104103100
Health care103103100
Housing209124100
Transportation103104100
Utilities106106100
Lifestyle & Entertainment104107100
Household Items106105100
Education & Childcare105106100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Homes For Sale In Charlestown, RI

property for sale

34 Sandpiper Ln

Charlestown, RI
property for sale

26 E Bayview Rd

Charlestown, RI
property for sale

33 Foxtrot Dr

Charlestown, RI
property for sale

203 N Niantic Dr

Charlestown, RI

Cost Of Living Quick Facts

  • The cost of living in Charlestown is 23% higher than the Rhode Island average
  • The cost of living in Charlestown is 36% higher than the national average
  • Charlestown housing is 109% higher than the national average
  • Rhode Island general sales tax is 37% higher than the national average
  • Rhode Island state income tax is 44% higher than the national average

Most Affordable Places to Live in and Around Charlestown

See all the best places to live around Charlestown

Compare Charlestown, RI Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Charlestown?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Charlestown?
      Write a review to give others more information about this area.
      See all Charlestown poll results

      The best places in Rhode Island

      Here are the best places to live in Rhode IslandSafest Cities In The USSafest States In The USThese are the largest cities in Rhode Island
      Best Places in Rhode Island

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$109,268$9,106$2,549$3,278
      Renters$0$0$0$0

      Rhode Island Sales Tax

      State General Sales Tax With Max Surtax
      Rhode Island 7% 7%

      Rhode Island Income Tax

      State Income Tax (Low) Income Tax (High)
      Rhode Island 3.75% 5.99%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Hopkinton, RI6281022.1%
      Bradford, RI1,31311110.7%
      Ashaway, RI1,48911211.8%
      Pawcatuck, CT5,16211514.7%
      Wyoming, RI24311414.5%
      Charlestown, RI1,44013635.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Ravenna, MI1,4408811.9%
      Apollo, PA1,4408416.2%
      Bainbridge, PA1,440990.7%
      Ignacio, CO1,441990.5%
      Harlan, KY1,4398217.8%
      Charlestown, RI1,44013635.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
      General
      For Professionals
      Follow Us
      AV on Twitter AV on Facebook
      © AreaVibes Inc. 2010-2026