Cost Of Living in Charlestown, MD

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C+

16%

Overall NAT. AVG.

0%

Groceries NAT. AVG.

52%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Charlestown	Maryland	National
Cost of living	116	121	100
Groceries	100	105	100
Health care	101	109	100
Housing	152	151	100
Transportation	100	109	100
Utilities	100	108	100
Lifestyle & Entertainment	102	109	100
Household Items	100	105	100
Education & Childcare	103	112	100

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Homes For Sale In Charlestown, MD

221 Bennie Dr

North East, MD

614 Bladen St

Charlestown, MD

186 Colorado Ct

North East, MD

194 Cool Springs Rd

North East, MD

Cost Of Living Quick Facts

The cost of living in Charlestown is 4% lower than the Maryland average
The cost of living in Charlestown is 16% higher than the national average
Charlestown housing is 52% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$144,378	$12,032	$3,369	$4,332
Renters	$102,446	$8,537	$2,390	$3,074

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Port Deposit, MD	647	106	5.6%
Cecilton, MD	925	102	1.7%
Perryman, MD	2,461	107	6.6%
Betterton, MD	425	107	7.4%
Aberdeen, MD	16,231	108	7.7%
Charlestown, MD	1,590	116	16.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
St. Jacob, IL	1,590	99	1.2%
Mio, MI	1,590	82	18.1%
Canby, MN	1,590	83	17.0%
Dayton, VA	1,590	109	9.1%
Woodville, WI	1,590	93	6.8%
Charlestown, MD	1,590	116	16.0%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Charlestown, MD

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Cost Of Living Quick Facts

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Median Income & Debt-To-Income Ratio

Maryland Sales Tax

Maryland Income Tax

Nearby cities with low cost of living

Cities with similar population