| Index | Chandler | Arizona | National |
| Cost of living | 125 | 101 | 100 |
| Groceries | 103 | 101 | 100 |
| Health care | 102 | 101 | 100 |
| Housing | 172 | 96 | 100 |
| Transportation | 102 | 102 | 100 |
| Utilities | 114 | 111 | 100 |
| Lifestyle & Entertainment | 108 | 103 | 100 |
| Household Items | 104 | 101 | 100 |
| Education & Childcare | 106 | 103 | 100 |
The cost of living in Chandler affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Chandler is 125, which is 25% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.
The cost of living in Chandler is among the highest in the country, making it a very expensive place to live. Only a small fraction of regions boast a cost of living that is at least 20% higher than the national average, and regrettably, Chandler falls into this category, which may not be suitable for those seeking an economically favorable living environment.
Housing costs make up a big chunk of the cost of living in Chandler, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 71.7% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.
Nobody knows their city better than the people who actually live there. So, we asked 35 local residents how they would rate the cost of living in Chandler and this is how they responded. 60% of people said that the cost of living was affordable, with prices decreasing, while 40% of people said that the cost of living was very expensive and prices continue to rise.
Is Chandler an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Chandler, the median home price is 82.8% higher than what most folks pay across the country, and monthly rent prices are 46% higher than the usual rates. Income levels in Chandler come in at $127,292, which is 56.5% higher than the national average.
Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In Chandler, healthcare costs are 1.8% higher than the national average.
Housing: When there's a high demand for housing in trendy places, it can cause property prices and rental rates to soar, leading to a significantly higher cost of living. Conversely, in less desirable locations, where demand is low, prices tend to decrease, resulting in a more budget-friendly cost of living. In Chandler, the housing index is 71.7% higher than the national average.
Taxes: Cities that enforce higher taxes, covering both sales taxes and income taxes, can be a factor contributing to a higher cost of living. Paying more in taxes for everyday essentials like clothing and food inevitably leads to higher expenses. A higher income tax rate can further contribute to an overall elevated cost of living. In Chandler, the baseline sales tax rate begins at 5.6%, and income tax rates start at 2.5%.
The cost of living estimates displayed for Chandler are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $159,475 | $13,290 | $3,721 | $4,785 |
| Renters | $92,251 | $7,688 | $2,152 | $2,768 |
| State | General Sales Tax | With Max Surtax |
| Arizona | 5.6% | 10.725% |
| State | Income Tax (Low) | Income Tax (High) |
| Arizona | 2.5% | 2.5% |
| City | Population | Cost of Living Index | National Avg. |
| Sweet Water Village, AZ | 118 | 105 | 4.9% |
| Upper Santan Village, AZ | 587 | 104 | 4.1% |
| Wet Camp Village, AZ | 119 | 105 | 4.9% |
| Casa Blanca, AZ | 1,045 | 84 | 15.9% |
| Sacaton, AZ | 2,563 | 87 | 13.1% |
| Chandler, AZ | 266,863 | 125 | 24.9% |
| City | Population | Cost of Living Index | National Avg. |
| Madison, WI | 266,829 | 111 | 10.8% |
| Lubbock, TX | 266,541 | 96 | 4.1% |
| Jersey City, NJ | 268,546 | 145 | 45.0% |
| Laredo, TX | 268,554 | 93 | 7.1% |
| Buffalo, NY | 262,656 | 98 | 2.3% |
| Chandler, AZ | 266,863 | 125 | 24.9% |
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