Cost of Living in Central Square, NY

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A
1%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
24%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Central Square New York National
Cost of living99121100
Groceries105106100
Health care110110100
Housing76144100
Transportation110113100
Utilities114112100
Lifestyle & Entertainment108111100
Household Items105106100
Education & Childcare117118100
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Homes For Sale In Central Square, NY

property for sale

121 Canterbury Way

Central Square, NY
property for sale

176 County Route 4

Central Square, NY
property for sale

697 N Main St #697

Central Square, NY
property for sale

1564 County Route 12

Central Square, NY

Cost Of Living Quick Facts

  • The cost of living in Central Square is 18% lower than the New York average
  • The cost of living in Central Square is 1% lower than the national average
  • Central Square housing is 24% lower than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Central Square

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$132,170$11,014$3,084$3,965
      Renters$31,047$2,587$724$932

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Bridgeport, NY1,3828911.2%
      Fulton, NY11,649937.0%
      Parish, NY552955.1%
      Lyncourt, NY4,034954.6%
      Phoenix, NY2,696964.2%
      Central Square, NY2,076990.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Uvalde Estates, TX2,0767921.1%
      Minonk, IL2,075909.9%
      Indian River, MI2,077945.5%
      Tchula, MS2,0777822.0%
      Aquebogue, NY2,07514949.1%
      Central Square, NY2,076990.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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