Cost of Living in Phoenix, NY

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4%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
36%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Phoenix New York National
Cost of living96121100
Groceries105106100
Health care110110100
Housing64144100
Transportation110113100
Utilities114112100
Lifestyle & Entertainment108111100
Household Items105106100
Education & Childcare117118100
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Homes For Sale In Phoenix, NY

property for sale

65 Clark Crest Dr

Phoenix, NY
property for sale

1311 Lamson Rd

Phoenix, NY
property for sale

9482 Oswego RD

Lysander, NY
property for sale

27 Elm St

Phoenix, NY

Cost Of Living Quick Facts

  • The cost of living in Phoenix is 21% lower than the New York average
  • The cost of living in Phoenix is 4% lower than the national average
  • Phoenix housing is 36% lower than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Phoenix

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Compare Phoenix, NY Cost of Living

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$121,576$10,131$2,837$3,648
      Renters$41,825$3,485$976$1,255

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Fulton, NY11,649937.0%
      Hannibal, NY709945.9%
      Cato, NY502945.6%
      Parish, NY552955.1%
      Jordan, NY1,489954.8%
      Phoenix, NY2,696964.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Eutaw, AL2,6968713.3%
      Wickham, QC2,696n/a 
      Central Kootenay I, BC2,696n/a 
      Cedaredge, CO2,6951054.8%
      Indian Springs Village, AL2,69713433.9%
      Phoenix, NY2,696964.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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