Central City 66 Good
Central City Livability #238 ranked city in Kentucky#11,651 ranked city in the USARanks better than 60% of areas
Is This the Right Place for You? Local Insights Report
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Local Insights Report

Pros and Cons of Living in Central City

PROS
  • Cost Of Living Cost Of Living

    The overall cost of living in this area is much lower than average. This includes everyday goods and services, as well as housing, utilities and health care.

  • Crime Crime

    With a lower than average crime rate per 100,000 people, this area could be considered a very safe place to live. Crime rates are based on both violent and property crimes.

  • Housing Housing

    This area has received high scores in the housing category. This could be due to a positive home affordability ratio, high appreciation rates or elevated home values.

CONS
  • Amenities Amenities

    A majority of amenities are not ideally situated within a reasonable walking distance, which may lead residents to rely on a vehicle or public transportation.

  • Commute Commute

    Public transportation is not readily available in this area and the average commute time to work could also be longer than the national average.

  • Health & Safety Health & Safety

    Poor air quality and the inaccessibility of certain health related facilities like hospitals, clinics, doctors and pharmacies could have all contributed to the low score in this category.

What's it like Living in Central City?

Central City, Kentucky is a smaller city with a population of 5,956 inhabitants. If we look at the most recent Census, Central City is known to have a predominantly White population. The next two most common races are Black and Asian. Long commute times to work can be incredibly frustrating, ranking just behind housework on the list of life's annoyances. If you opt to make Central City your home, your one-way commute time will typically last around 23 minutes, a duration that aligns with the national average commute time of 26 minutes.

Are you trying to decide if living in Central City is the right fit for your lifestyle? To ensure a great experience before moving to any new city in Kentucky, you will probably want to make sure that you check all of the most important boxes. Several key factors deserve attention. For one, safety is paramount, ensuring that your new area is low in crime is key. Proximity to workplaces or schools minimizes commute times and fosters convenience. Access to essential amenities like parks, grocery stores, food, fitness, shops and healthcare facilities enhances daily life. Efficient public transportation options provide mobility and connectivity. The sense of community creates a welcoming and supportive environment. Lastly, the overall atmosphere, encompassing the vibe, aesthetics, and lifestyle offerings, contributes to a fulfilling living experience. Considering these elements helps identify the ideal neighborhood for your needs and preferences. The best areas in Central City and in surrounding cities are easier to find when you are able to make informed decisions. Using data from crime, cost of living, commute, education, you will see a detailed breakdown of the most important information as well as comparisons to the Kentucky and national averages.

The livability score in Central City is 64/100 and the city is ranked in the 54th percentile of all cities across America. Based on the scores for each individual category, Central City has received high marks for crime (C+). There is at least one category that does not have great scores in Central City. The following was graded with a concerning score: amenities (F) and education (D).

Crime rates play a pivotal role in the decision-making process for anyone considering a move, as they directly influence the overall sense of safety, security and quality of life in a given location. Central City shines in this regard, earning exemplary ratings for its exceptionally low violent crime rates, standing at 86 crimes per 100,000 residents. These rates are notably below the national average, underscoring the community's commitment to safety and contributing to an enhanced quality of life.

The Central City unemployment rate of 2.2% has continued to decrease over the years and is now well below the national average. The result could lead to reduced poverty and inequality in the area, higher wages and increased economic growth. This is a positive sign in the overall health of the local economy.

A healthy real estate market serves as a key economic indicator. It could signify overall local economic strength, stability and reflects consumer confidence in the area. Based on multiple factors including: median home and rental prices, appreciation rates and home affordability, Central City has received high marks in the housing category. Based on these calculations, the apartment rental and real estate market appears to be very healthy.

Central City real estate prices and overall affordability will play a huge role in determining if the area is the right fit for you. Of course there are probably some other items on your “wish list”, but even before they are considered, let’s take a look at the home prices and affordability in Central City. Median real estate prices in Central City come in at $228,975, which is 1.7% higher than the Kentucky average. The home price to income ratio compares the median home prices to the median household income. In Central City, the home price to income ratio is 3, which is 11.8% lower than the Kentucky average.

Best Places to Live in and Around Central City

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Compare Central City, KY Livability

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      Central City transportation information

      Statistic Central City Kentucky National
      Average one way commute23min23min26min
      Workers who drive to work91.6%82.2%76.4%
      Workers who carpool4.3%9.7%9.3%
      Workers who take public transit0.0%1.1%5.1%
      Workers who bicycle0.0%0.2%0.6%
      Workers who walk1.5%2.4%2.8%
      Working from home0.0%3.3%4.6%
      Source: The Central City, KY data and statistics displayed above are derived from the United States Census Bureau American Community Survey (ACS) and include 2026 modeled data developed using proprietary methodologies.