| Index | Centerville | Ohio | National |
| Cost of living | 98 | 89 | 100 |
| Groceries | 95 | 97 | 100 |
| Health care | 96 | 96 | 100 |
| Housing | 104 | 74 | 100 |
| Transportation | 99 | 96 | 100 |
| Utilities | 98 | 96 | 100 |
| Lifestyle & Entertainment | 93 | 95 | 100 |
| Household Items | 95 | 97 | 100 |
| Education & Childcare | 95 | 93 | 100 |
Understanding the cost of living in Centerville can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Centerville cost of living index is 98, which is 2% lower than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.
The cost of living in Centerville closely mirrors the national average in comparison to other cities nationwide. Essential items such as groceries, houshold expenses, health care and utilities are priced at a level consistent with similar urban areas. This means that residents of Centerville can anticipate that their daily expenses will remain reasonably in line with those of an average city, contributing to a manageable cost of living.
Is Centerville affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Centerville, for instance, where the median home price falls 5.7% higher than the national average, and monthly rent rates are 1.4% higher than usual. Additionally, median income levels contribute to the equation, with Centerville flaunting a median household income of $105,676, 29.9% higher than the national norm.
Groceries: Grocery costs have continued to increase significantly over the last 2-3 years. In some markets the cost of food has gone up by more than 20% in that period. While other markets have managed to see only a moderate uptick. These food costs can have a major impact on the cost of living in any area. In Centerville, the groceries index is 5.4% lower than the national average.
Housing: A sought-after location with high housing demand often leads to increased property values and rental rates, which can significantly inflate the overall cost of living. Conversely, areas with low housing demand, particularly in less desirable locales, tend to experience the opposite effect, causing prices to drop and contributing to a more affordable cost of living. In Centerville, the housing index stands at 4.4% higher than the national average.
Transportation: If public transportation is limited or not available, residents may need to own and maintain vehicles, which can add to the cost of living. Gas, insurance, regular maintenance and potentially lease or finance payments will all need to be paid on a monthly basis. In Centerville, the transportation index is 1.3% lower than the national average.
The Centerville cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $131,254 | $10,938 | $3,062 | $3,938 |
| Renters | $64,923 | $5,410 | $1,515 | $1,948 |
| State | General Sales Tax | With Max Surtax |
| Ohio | 5.75% | 8% |
| State | Income Tax (Low) | Income Tax (High) |
| Ohio | 2.76% | 3.99% |
| City | Population | Cost of Living Index | National Avg. |
| Centerville village, OH | 70 | 78 | 21.7% |
| Drexel, OH | 2,369 | 79 | 21.4% |
| Highland Holiday, OH | 704 | 79 | 21.1% |
| Dayton, OH | 145,927 | 82 | 17.9% |
| Trotwood, OH | 25,200 | 83 | 17.1% |
| Centerville, OH | 24,550 | 98 | 1.7% |
| City | Population | Cost of Living Index | National Avg. |
| Fresno, TX | 24,561 | 108 | 7.9% |
| Foothills No. 31, AB | 24,563 | n/a | |
| Corsicana, TX | 24,574 | 87 | 12.7% |
| West Springfield, VA | 24,524 | 148 | 47.7% |
| Muscatine, IA | 24,516 | 91 | 9.1% |
| Centerville, OH | 24,550 | 98 | 1.7% |
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