Cost Of Living in Centertown, KY

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17%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

44%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Centertown	Kentucky	National
Cost of living	83	88	100
Groceries	97	98	100
Health care	94	97	100
Housing	56	70	100
Transportation	94	96	100
Utilities	94	95	100
Lifestyle & Entertainment	96	95	100
Household Items	96	97	100
Education & Childcare	88	94	100

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Homes For Sale In Centertown, KY

840 Main St

Centertown, KY

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Cost Of Living Quick Facts

The cost of living in Centertown is 6% lower than the Kentucky average
The cost of living in Centertown is 17% lower than the national average
Centertown housing is 44% lower than the national average
Kentucky general sales tax is 18% higher than the national average
Kentucky state income tax is 73% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$76,986	$6,416	$1,796	$2,310
Renters	$40,033	$3,336	$934	$1,201

Kentucky Sales Tax

State	General Sales Tax	With Max Surtax
Kentucky	6%	6%

Kentucky Income Tax

State	Income Tax (Low)	Income Tax (High)
Kentucky	4.5%	4.5%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Cleaton, KY	169	94	5.6%
Rosine, KY	109	73	27.4%
Island, KY	593	79	20.9%
McHenry, KY	324	79	20.8%
Sacramento, KY	460	79	20.7%
Centertown, KY	509	83	17.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Gambell, AK	509	99	1.3%
Kake, AK	509	104	3.5%
Wilmot, AR	509	81	18.9%
Wheatfields, AZ	509	95	4.7%
North Hodge, LA	509	84	16.1%
Centertown, KY	509	83	17.1%