Cost of Living in Cayucos, CA

Get 300+ Local Insights for Any Address in Cayucos, CA

Get Access to 300+ Local Data Points
F
83%
Overall NAT. AVG.
9%
Groceries NAT. AVG.
243%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Cayucos California National
Cost of living183141100
Groceries109111100
Health care115116100
Housing343197100
Transportation117118100
Utilities117119100
Lifestyle & Entertainment113120100
Household Items108111100
Education & Childcare124127100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Homes For Sale In Cayucos, CA

property for sale

29 20th St

Cayucos, CA
property for sale

3129 Studio Dr

Cayucos, CA
property for sale

3437 Shearer Ave

Cayucos, CA
property for sale

2908 Orville Ave

Cayucos, CA

Cost Of Living Quick Facts

  • The cost of living in Cayucos is 30% higher than the California average
  • The cost of living in Cayucos is 83% higher than the national average
  • Cayucos housing is 243% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Cayucos

See all the best places to live around Cayucos

Compare Cayucos, CA Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Cayucos?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Cayucos?
      Write a review to give others more information about this area.
      See all Cayucos poll results

      The best places in California

      Here are the best places to live in CaliforniaSafest Cities In The USSee the best places to live in CayucosCheck out the 10 most dangerous cities in California
      Best Places in California

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$127,856$10,655$2,983$3,836
      Renters$68,640$5,720$1,601$2,059

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      El Paso de Robles (Paso Robles), CA32,18815049.6%
      Atascadero, CA31,15615555.0%
      Los Osos, CA16,77616464.3%
      Templeton, CA8,22816464.3%
      Morro Bay, CA10,83317069.6%
      Cayucos, CA2,29018382.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Ellis, KS2,2908812.2%
      Kensington, MD2,29017676.2%
      Hide-A-Way Lake, MS2,290946.4%
      Spencer, IN2,2898614.2%
      Jackson, KY2,2898119.4%
      Cayucos, CA2,29018382.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
      General
      For Professionals
      Follow Us
      AV on Twitter AV on Facebook
      © AreaVibes Inc. 2010-2026