Cost of Living in Cayucos, CA

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F
85%
Overall NAT. AVG.
6%
Goods & Services NAT. AVG.
243%
Housing NAT. AVG.
Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Cayucos California National
Cost of living185143100
Goods & Services106115100
Groceries106108100
Health care86103100
Housing343197100
Transportation125136100
Utilities175144100
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Homes For Sale In Cayucos, CA

property for sale

57 17th St

Cayucos, CA
property for sale

510 Park Ave

Cayucos, CA
property for sale

1000 Saint Mary Ave

Cayucos, CA
property for sale

3092 Studio Dr

Cayucos, CA

Cost Of Living Quick Facts

  • The cost of living in Cayucos is 29% higher than the California average
  • The cost of living in Cayucos is 85% higher than the national average
  • Cayucos housing is 243% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Cayucos

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Compare Cayucos, CA Cost of Living

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      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$127,856$10,655$2,983$3,836
      Renters$68,640$5,720$1,601$2,059

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Goods & Services

      Item Cayucos National avg. Difference
      Haircut $29.67$27.627.4%
      Beauty Salon $58.73$51.1114.9%
      Toothpaste $3.97$4.093.0%
      Shampoo $1.48$1.544.0%
      Movie $12.85$12.880.2%
      Yoga $20.52$19.664.4%

      Groceries

      Item Cayucos National avg. Difference
      Ground Beef $8.09$7.705.0%
      Fried Chicken $3.53$1.66112.4%
      Milk $5.06$4.736.9%
      Potatoes $4.85$5.267.7%
      Pizza $16.07$12.7625.9%
      Beer $10.55$10.550.0%

      Health Care

      Item Cayucos National avg. Difference
      Optometrist $144.91$140.063.5%
      Doctor $104.66$153.8232.0%
      Dentist $114.22$123.157.3%
      Ibuprofen $11.68$11.730.4%
      Lipitor $19.05$23.6119.3%

      Housing

      Item Cayucos National avg. Difference
      Home Price $1,403,939.00$326,622.00329.8%
      Avg. Mortgage Payment $2,404.22$2,480.253.1%
      Apartment Rent $2,005.00$1,444.0038.9%

      Transportation

      Item Cayucos National avg. Difference
      Gasoline $3.94$3.0628.8%
      Tire Balancing $74.52$65.2114.3%

      Utilities

      Item Cayucos National avg. Difference
      All Electricity $496.89$220.12125.7%
      Phone $182.71$195.716.6%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      El Paso de Robles (Paso Robles), CA32,18815251.6%
      Atascadero, CA31,15615757.1%
      Los Osos, CA16,77616666.0%
      Templeton, CA8,22816666.3%
      Morro Bay, CA10,83317271.6%
      Cayucos, CA2,29018584.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Ellis, KS2,2908317.4%
      Kensington, MD2,29017675.9%
      Hide-A-Way Lake, MS2,290954.8%
      Spencer, IN2,2898812.5%
      Jackson, KY2,2898317.5%
      Cayucos, CA2,29018584.8%
      Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
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