Carterville, IL Cost Of Living

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Carterville cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Carterville	Illinois	National
Cost of living index	93	98	100
Index	Carterville	Illinois	National
Goods & Services index	98	98	100
Groceries index	91	97	100
Health care index	90	100	100
Housing index	78	95	100
Transportation index	101	112	100
Utilities index	117	97	100

Here we can see a simple outline of the cost of living in Carterville, IL. As you can see, with the average cost of living in Carterville, IL being 93, that puts it 6% lower than the average of Illinois and 7% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Carterville, IL, the price of goods and services are equal to the average of Illinois as well as 2% lower than the nation's average.

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Did you know?

The cost of living in Carterville is 6% lower than the Illinois average.
The cost of living in Carterville is 7% lower than the national average.
The cost of housing in Carterville is 22% lower than the national average.
Illinois general sales tax is 23% higher than the national average.
Illinois state income tax is 123% higher than the national average.

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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Using the salary calculator lets you compare the salary you earn in Carterville, IL to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Carterville, IL, you have to earn a higher income in order to still have the same standard of living. To operate the Carterville, IL salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$61,987	$5,166	$1,446	$1,860
Renters	$30,335	$2,528	$708	$910

One can approximate the cost of living and the housing affordability in Carterville, IL by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Carterville, IL have a median income of $61,987. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,446 per month to avoid calamity and poverty. The renters in the city have an income of about $30,335, which would make their monthly maximum allowable rental costs $708.

Illinois Sales Tax

State	General Sales Tax	With Max Surtax
Illinois	6.25%	10.25%

Illinois Income Tax

State	Income Tax (Low)	Income Tax (High)
Illinois	4.95%	4.95%

When assessing the complete cost of living in Carterville, IL, the Illinois income tax and the Illinois sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Illinois maximum surtax is 10.25%, and the Illinois sales tax is 6.25%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 4.95% to 4.95% in Illinois.

Goods & Services

Item	Carterville	National avg.	Difference
Haircut	$20.60	$17.49	17.8%
Beauty Salon	$34.00	$38.17	10.9%
Toothpaste	$2.02	$2.32	13.0%
Shampoo	$0.91	$1.01	10.1%
Movie	$8.72	$10.72	18.7%
Bowling	$13.00	$13.86	6.2%

Groceries

Item	Carterville	National avg.	Difference
Ground Beef	$3.95	$3.90	1.3%
Fried Chicken	$1.29	$1.40	7.6%
Milk	$0.88	$1.96	55.2%
Potatoes	$2.92	$3.18	8.3%
Pizza	$9.99	$10.39	3.9%
Beer	$8.67	$9.23	6.1%

Health Care

Item	Carterville	National avg.	Difference
Optometrist	$116.60	$106.34	9.7%
Doctor	$98.75	$115.25	14.3%
Dentist	$88.17	$98.38	10.4%
Ibuprofen	$9.78	$9.26	5.6%
Lipitor	$382.56	$466.47	18.0%

Housing

Item	Carterville	National avg.	Difference
Home Price	$142,400.00	$184,700.00	22.9%
Avg. Mortgage Payment	$1,193.58	$1,273.32	6.3%
Apartment Rent	$775.00	$949.00	18.3%

Transportation

Item	Carterville	National avg.	Difference
Gasoline	$2.72	$2.59	5.1%
Tire Balancing	$48.00	$48.90	1.8%

Utilities

Item	Carterville	National avg.	Difference
All Electricity	$217.34	$167.60	29.7%
Phone	$181.43	$163.42	11.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Creal Springs, IL	389	78	-22%
Bush, IL	244	76	-24%
Hurst, IL	705	76	-24%
Orient, IL	350	80	-20%
Zeigler, IL	1,771	78	-22%
Carterville, IL	5,742	93	-7%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Locust Grove, GA	5,742	94	-6%
Chena Ridge, AK	5,744	131	31%
Cumming, GA	5,740	102	2%
Country Homes, WA	5,745	102	2%
James City, NC	5,736	97	-3%
Carterville, IL	5,742	93	-7%

Source: The Carterville, IL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.

Carterville, IL Cost of Living