Cost of Living in Campton Hills, IL

Homes For Sale In Campton Hills, IL

An Overview of Cost of Living in Campton Hills, IL

Knowing the cost of living in Campton Hills allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Campton Hills stands at 141, marking it 41% higher than the national average.

The cost of living in Campton Hills is among the highest in the country, making it a very expensive place to live. Only a small fraction of regions boast a cost of living that is at least 20% higher than the national average, and regrettably, Campton Hills falls into this category, which may not be suitable for those seeking an economically favorable living environment.

Housing costs make up a big chunk of the cost of living in Campton Hills, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 144.8% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.

Is Campton Hills Affordable?

Is Campton Hills affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Campton Hills, the median home price is 131.5% higher than the national average and monthly rent prices are 176% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Campton Hills boasting a median household income of $259,945, 219.6% higher than the national average.

What Factors can Influence the Cost of Living in Campton Hills?

Taxes: Regions that impose higher taxes, including sales and income taxes, can contribute to an increased cost of living. Higher taxes for everyday necessities such as clothing, utilities and food inevitably leads to higher expenditures. Additionally, a higher income tax rate can also play a role in elevating the overall cost of living. In Campton Hills, the prevailing sales tax rate starts at 6.25%, and income tax rates kick off at 4.95%.

Groceries: Grocery expenditures have undergone notable escalation over the last 2-3 years. In some markets, the cost of food products has surged by more than 20%, while others have experienced only modest increments. These fluctuations in food costs can have a significant impact on the overall cost of living in any region. In Campton Hills, the groceries index registers 1.5% higher than the national average.

Subsidies: Certain regions may provide government subsidies or assistance initiatives designed to alleviate the cost of living burden on their residents. These programs encompass a wide range of support mechanisms, such as Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas with fewer subsidy offerings might experience an elevation in their cost of living.

Where is the Data From?

The cost of living data in Campton Hills displayed above is sourced from the C2ER cost of living index, which serves as a practical tool for comparing living expenses across urban areas. Published on a quarterly basis, this index aggregates data from over 300 independent researchers, encompassing more than 60 goods and services, in 6 different categories. The weightings assigned to cost differences rely on government survey data that tracks the spending habits of professional and executive households. It's worth noting that the C2ER index excludes data on sales or income tax rates, while AreaVibes integrates tax rates into the overall cost of living evaluation for each region.

Most Affordable Places to Live in and Around Campton Hills

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Median Income & Debt-To-Income Ratio

A good indicator of the general affordability of housing in Campton Hills, IL, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Campton Hills, the median monthly income is $255,875 for those who own their own homes. Under the standard rule, that income level would allow for $5,970 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $156,868, per the median income in the area. That would allow for renters to spend up to $3,660 on monthly rental expenses.

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Illinois Income Tax

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Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

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Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.