Camp Verde, AZ Cost Of Living

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Camp Verde cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Camp Verde	Arizona	National
Cost of living index	97	99	100
Index	Camp Verde	Arizona	National
Goods & Services index	106	98	100
Groceries index	102	99	100
Health care index	95	98	100
Housing index	85	97	100
Transportation index	102	104	100
Utilities index	94	103	100

Displayed above is a general overview of the Camp Verde, AZ cost of living index. The overall cost of living index in Camp Verde, AZ is 97, which is 2% lower than the Arizona average and 3% lower than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Camp Verde, AZ are 8% higher than the Arizona average and 6% higher than the national average.

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Did you know?

The cost of living in Camp Verde is 2% lower than the Arizona average.
The cost of living in Camp Verde is 3% lower than the national average.
The cost of housing in Camp Verde is 15% lower than the national average.
Arizona general sales tax is 10% higher than the national average.
Arizona state income tax is 16% higher than the national average.

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Compare Camp Verde, AZ Cost of living To Other Cities

Salary Calculator

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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

The salary calculator is meant to help you compare your salary in Camp Verde, AZ to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Camp Verde, AZ, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Camp Verde, AZ salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$35,960	$2,997	$839	$1,079
Renters	$31,437	$2,620	$733	$943

If you want to find a good determining factor for the cost of living and the general affordability of housing in Camp Verde, AZ, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Camp Verde, AZ, the median monthly income is $35,960 for those who own their own homes. Under the standard rule, that income level would allow for $839 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $31,437, per the median income in the area. That would allow for renters to spend up to $733 on monthly rental expenses.

Arizona Sales Tax

State	General Sales Tax	With Max Surtax
Arizona	5.6%	10.725%

Arizona Income Tax

State	Income Tax (Low)	Income Tax (High)
Arizona	2.59%	4.54%

When assessing the complete cost of living in Camp Verde, AZ, the Arizona income tax and the Arizona sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Arizona maximum surtax is 10.725%, and the Arizona sales tax is 5.6%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 2.59% to 4.54% in Arizona.

Goods & Services

Item	Camp Verde	National avg.	Difference
Haircut	$16.25	$17.49	7.1%
Beauty Salon	$34.00	$38.17	10.9%
Toothpaste	$2.18	$2.32	6.1%
Shampoo	$0.99	$1.01	2.2%
Movie	$9.63	$10.72	10.2%
Bowling	$15.00	$13.86	8.2%

Groceries

Item	Camp Verde	National avg.	Difference
Ground Beef	$4.74	$3.90	21.5%
Fried Chicken	$1.28	$1.40	8.3%
Milk	$1.61	$1.96	17.9%
Potatoes	$2.48	$3.18	22.1%
Pizza	$12.99	$10.39	25.0%
Beer	$10.15	$9.23	10.0%

Health Care

Item	Camp Verde	National avg.	Difference
Optometrist	$94.28	$106.34	11.3%
Doctor	$97.40	$115.25	15.5%
Dentist	$91.00	$98.38	7.5%
Ibuprofen	$10.32	$9.26	11.4%
Lipitor	$512.62	$466.47	9.9%

Housing

Item	Camp Verde	National avg.	Difference
Home Price	$154,300.00	$184,700.00	16.5%
Avg. Mortgage Payment	$1,687.53	$1,273.32	32.5%
Apartment Rent	$826.00	$949.00	13.0%

Transportation

Item	Camp Verde	National avg.	Difference
Gasoline	$2.89	$2.59	11.6%
Tire Balancing	$43.33	$48.90	11.4%

Utilities

Item	Camp Verde	National avg.	Difference
All Electricity	$153.81	$167.60	8.2%
Phone	$176.55	$163.42	8.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Cottonwood CDP, AZ	186	85	-15%
Cottonwood, AZ	11,598	95	-5%
Lake Montezuma, AZ	5,227	97	-3%
Verde Village, AZ	13,287	99	-1%
Clarkdale, AZ	4,159	101	1%
Camp Verde, AZ	11,096	97	-3%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Pine Castle, FL	11,095	88	-12%
Grandview, WA	11,098	90	-10%
Viera East, FL	11,090	100	0%
Lawrenceburg, KY	11,081	88	-12%
Emeryville, CA	11,111	152	52%
Camp Verde, AZ	11,096	97	-3%

Source: The Camp Verde, AZ cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.

Camp Verde, AZ Cost of Living