| Index | Camp Verde | Arizona | National |
| Cost of living | 104 | 101 | 100 |
| Groceries | 103 | 101 | 100 |
| Health care | 102 | 101 | 100 |
| Housing | 106 | 96 | 100 |
| Transportation | 101 | 102 | 100 |
| Utilities | 111 | 111 | 100 |
| Lifestyle & Entertainment | 102 | 103 | 100 |
| Household Items | 103 | 101 | 100 |
| Education & Childcare | 99 | 103 | 100 |

The cost of living in Camp Verde affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Camp Verde is 104, which is 4% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.
Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in Camp Verde are priced in a manner consistent with other areas. This means that residents of Camp Verde can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.
The real experts on a city are its residents. That's why we reached out to 5 locals to get their views on the cost of living in Camp Verde. We surveyed the residents and asked them if they felt like prices were affordable or out of reach. The results were as follows. 60% found it budget-friendly with decreasing prices, while 40% said it's simply not affordable as prices have continued to rise.
Is Camp Verde affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Camp Verde, for instance, where the median home price falls 18.3% higher than the national average, and monthly rent rates are 24.1% lower than usual. Additionally, median income levels contribute to the equation, with Camp Verde flaunting a median household income of $64,058, 21.2% lower than the national norm.
Subsidies: Certain cities or states may implement government subsidies or assistance programs with the goal of alleviating the cost of living pressures on their residents. These programs encompass a broad spectrum of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas offering fewer subsidies may experience a rise in their cost of living.
Urbanization: Larger, urban centers, known for their wealth of amenities and strong employment prospects, often exhibit an elevated cost of living, primarily attributable to the heightened demand for services and residential relocation. Consequently, this scenario leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural areas or regions characterized by diminished demand typically provide a more limited array of amenities and experience slower job market growth, resulting in a more affordable cost of living.
Taxes: Regions that impose higher taxes, including sales and income taxes, can contribute to an increased cost of living. Higher taxes for everyday necessities such as clothing, utilities and food inevitably leads to higher expenditures. Additionally, a higher income tax rate can also play a role in elevating the overall cost of living. In Camp Verde, the prevailing sales tax rate starts at 5.6%, and income tax rates kick off at 2.5%.
The cost of living data for Camp Verde shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.
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| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $67,208 | $5,601 | $1,568 | $2,016 |
| Renters | $40,461 | $3,372 | $944 | $1,214 |
| State | General Sales Tax | With Max Surtax |
| Arizona | 5.6% | 10.725% |
| State | Income Tax (Low) | Income Tax (High) |
| Arizona | 2.5% | 2.5% |
| City | Population | Cost of Living Index | National Avg. |
| Cottonwood CDP, AZ | 192 | 85 | 14.9% |
| Cottonwood, AZ | 12,640 | 104 | 3.7% |
| Lake Montezuma, AZ | 4,882 | 105 | 5.1% |
| Verde Village, AZ | 13,203 | 108 | 7.6% |
| Cornville, AZ | 3,358 | 113 | 12.6% |
| Camp Verde, AZ | 11,524 | 104 | 3.7% |
| City | Population | Cost of Living Index | National Avg. |
| Lac Ste. Anne County, AB | 11,522 | n/a | |
| Grosse Pointe Park, MI | 11,521 | 123 | 22.5% |
| Niles, MI | 11,521 | 84 | 16.2% |
| Travilah, MD | 11,528 | 226 | 125.8% |
| Ionia, MI | 11,533 | 88 | 11.6% |
| Camp Verde, AZ | 11,524 | 104 | 3.7% |