Cambridge, MA Employment - Median Household Income, Unemployment Rate

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A+

100%

Income/capita NAT. AVG.

95%

Household income NAT. AVG.

41%

Unemployment NAT. AVG.

Index	Cambridge	Massachusetts	National
Income per capita	$89,924	$57,616	$44,883
Median household income	$158,644	$106,188	$81,333
Median income owner occupied	$223,992	$143,346	$106,172
Median income renter occupied	$133,030	$57,502	$52,080
Median earnings male	$83,259	$67,299	$54,343
Median earnings female	$69,213	$46,306	$38,439
Unemployment rate	2.9%	4.8%	4.9%
Poverty level	12.0%	11.4%	15.1%

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Key findings

The income per capita in Cambridge is 100% higher than the national average
The median household income in Cambridge is 95% higher than the national average
Male median earnings are 41% higher than female median earnings
The unemployment rate in Cambridge is 41% lower than the national average
The poverty level in Cambridge is 21% lower than the national average

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am i middle class

$105,752 $158,644 $317,288

City

$70,784 $106,188 $212,376

State

$54,216 $81,333 $162,666

Nation

According to the PEW research center, the middle class is defined as a range from two thirds (2/3) of the median household income to a multiple of two (2) times the median household income. Displayed above are the city, state and national median household income averages. Simply enter your median household income to determine if your income falls into the middle class or if your household income is considered upper or lower class.

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Cambridge median earnings by income bracket

Cambridge employment by industry

Labour Type	Male	Female
Construction industry	1.9%	1.9%
Manufacturing sector	8.2%	8.2%
Financial & insurance services	5.8%	5.8%
Wholesale & retail services	6.2%	6.2%
Public administration	1.7%	1.7%
Transportation, warehousing & utilities	2.7%	2.7%
Education, health & social services	33.3%	33.3%
Other	36.3%	36.3%

Nearby cities with high median household income

City	Population	Household Income	National Avg.
Wellesley, MA	29,744	$322,415	296.4%
Dover, MA	2,612	$319,331	292.6%
Lexington, MA	34,058	$280,113	244.4%
Needham, MA	32,325	$265,508	226.4%
Cochituate, MA	6,978	$262,151	222.3%
Cambridge, MA	121,456	$158,644	95.1%

Cities with similar population

City	Population	Household Income	National Avg.
Richardson, TX	121,339	$126,572	55.6%
Rochester, MN	121,687	$111,580	37.2%
Evansville, IN	121,758	$62,565	23.1%
Fairfield, CA	121,000	$128,562	58.1%
Independence, MO	120,977	$76,268	6.2%
Cambridge, MA	121,456	$158,644	95.1%

Source: The Cambridge, MA employment data displayed above is derived from the United States Census Bureau American Community Survey (ACS) and include 2026 modeled data developed using proprietary methodologies.