Cost of Living in Buffalo, KY

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4%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
7%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Buffalo Kentucky National
Cost of living9688100
Groceries9998100
Health care9797100
Housing9370100
Transportation9796100
Utilities9295100
Lifestyle & Entertainment9895100
Household Items9897100
Education & Childcare9694100
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Homes For Sale In Buffalo, KY

property for sale

4 Alvin Brooks Rd

Buffalo, KY
property for sale

220 E Bailey Rd

Buffalo, KY
property for sale

624 Alvin Brooks Rd

Buffalo, KY
property for sale

225 Mockingbird Ln

Buffalo, KY

Cost Of Living Quick Facts

  • The cost of living in Buffalo is 9% higher than the Kentucky average
  • The cost of living in Buffalo is 4% lower than the national average
  • Buffalo housing is 7% lower than the national average
  • Kentucky general sales tax is 18% higher than the national average
  • Kentucky state income tax is 73% higher than the national average

Most Affordable Places to Live in and Around Buffalo

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Compare Buffalo, KY Cost of Living

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$61,773$5,148$1,441$1,853
      Renters$4,578$382$107$137

      Kentucky Sales Tax

      State General Sales Tax With Max Surtax
      Kentucky 6% 6%

      Kentucky Income Tax

      State Income Tax (Low) Income Tax (High)
      Kentucky 4.5% 4.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      New Hope, KY64973.0%
      Summersville, KY8107921.1%
      Bonnieville, KY2738119.2%
      Magnolia, KY7218217.5%
      Upton, KY5518514.8%
      Buffalo, KY506964.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Guy, AR506909.7%
      Yettem, CA5061077.5%
      Johnson Village, CO50613636.1%
      Lemon Grove, FL506963.5%
      Arlington, IA5068118.8%
      Buffalo, KY506964.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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