Cost Of Living in Brigantine, NJ

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F

26%

Overall NAT. AVG.

3%

Goods & Services NAT. AVG.

78%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Brigantine	New Jersey	National
Cost of living	126	121	100
Goods & Services	103	106	100
Groceries	102	102	100
Health care	94	99	100
Housing	178	158	100
Transportation	107	103	100
Utilities	110	107	100

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Cost Of Living Quick Facts

The cost of living in Brigantine is 4% higher than the New Jersey average
The cost of living in Brigantine is 26% higher than the national average
Brigantine housing is 78% higher than the national average
New Jersey general sales tax is 30% higher than the national average
New Jersey state income tax is 46% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$102,405	$8,534	$2,389	$3,072
Renters	$45,000	$3,750	$1,050	$1,350

The affordability of the housing market in Brigantine, NJ as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Brigantine homeowners, the median income is $102,405. This indicates that a monthly maximum of $2,389 should be spent by homeowners on all housing related costs. Renters have a median income of $45,000. This indicates that renters would have a maximum of $1,050 for their rent related monthly costs.

New Jersey Sales Tax

State	General Sales Tax	With Max Surtax
New Jersey	6.625%	12.625%

New Jersey Income Tax

State	Income Tax (Low)	Income Tax (High)
New Jersey	1.4%	10.75%

Goods & Services

Item	Brigantine	National avg.	Difference
Haircut	$23.54	$24.26	3.0%
Beauty Salon	$66.27	$45.56	45.4%
Toothpaste	$3.65	$3.70	1.5%
Shampoo	$1.52	$1.28	18.4%
Movie	$13.75	$12.13	13.3%
Bowling	$19.47	$18.00	8.1%

Groceries

Item	Brigantine	National avg.	Difference
Ground Beef	$5.76	$5.84	1.3%
Fried Chicken	$1.46	$1.57	7.4%
Milk	$4.67	$4.67	0.0%
Potatoes	$5.37	$4.93	8.8%
Pizza	$11.73	$12.09	2.9%
Beer	$11.99	$10.41	15.2%

Health Care

Item	Brigantine	National avg.	Difference
Optometrist	$123.50	$125.68	1.7%
Doctor	$132.56	$135.78	2.4%
Dentist	$103.31	$113.29	8.8%
Ibuprofen	$11.22	$10.65	5.3%
Lipitor	$398.10	$468.60	15.0%

Housing

Item	Brigantine	National avg.	Difference
Home Price	$362,100.00	$184,700.00	96.0%
Avg. Mortgage Payment	$2,169.88	$2,346.69	7.5%
Apartment Rent	$1,300.00	$949.00	37.0%

Transportation

Item	Brigantine	National avg.	Difference
Gasoline	$3.53	$3.46	2.0%
Tire Balancing	$70.89	$59.92	18.3%

Utilities

Item	Brigantine	National avg.	Difference
All Electricity	$222.45	$193.99	14.7%
Phone	$198.27	$192.25	3.1%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Pleasantville, NJ	20,226	98	2.1%
Egg Harbor City, NJ	4,072	98	1.9%
Atlantic City, NJ	37,793	98	1.5%
Pomona, NJ	7,756	102	1.9%
Smithville, NJ	8,861	105	4.6%
Brigantine, NJ	8,725	126	26.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Swissvale, PA	8,724	92	7.6%
New Albany, MS	8,723	81	18.8%
Park Ridge, NJ	8,721	166	66.0%
Cortez, CO	8,729	97	2.7%
Chatham, NJ	8,729	179	79.3%
Brigantine, NJ	8,725	126	26.1%