Cost of Living in Breckenridge, MN

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12%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
41%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Breckenridge Minnesota National
Cost of living88100100
Groceries102100100
Health care98100100
Housing59100100
Transportation101100100
Utilities103104100
Lifestyle & Entertainment100100100
Household Items102100100
Education & Childcare9899100
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Homes For Sale In Breckenridge, MN

property for sale

301 15th St N

Breckenridge, MN
property for sale

315 11th St N

Breckenridge, MN
property for sale

211 9th St S

Breckenridge, MN
property for sale

211 16th St N

Breckenridge, MN
See the Newest Homes For Sale In Breckenridge, MN

Cost Of Living Quick Facts

  • The cost of living in Breckenridge is 12% lower than the Minnesota average
  • The cost of living in Breckenridge is 12% lower than the national average
  • Breckenridge housing is 41% lower than the national average
  • Minnesota general sales tax is 35% higher than the national average
  • Minnesota state income tax is 106% higher than the national average

Most Affordable Places to Live in and Around Breckenridge

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$87,919$7,327$2,051$2,638
      Renters$48,082$4,007$1,122$1,443

      Minnesota Sales Tax

      State General Sales Tax With Max Surtax
      Minnesota 6.875% 7.875%

      Minnesota Income Tax

      State Income Tax (Low) Income Tax (High)
      Minnesota 5.35% 9.85%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Foxhome, MN1138019.7%
      Fairmount, ND3268019.7%
      Great Bend, ND578019.5%
      Doran, MN148119.0%
      Kent, MN428119.0%
      Breckenridge, MN3,2738811.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Pickens, SC3,273919.4%
      Northlake, TX3,27312929.1%
      Annetta, TX3,27211818.4%
      Geneva, FL3,27413535.1%
      Beaumont, QC3,274n/a 
      Breckenridge, MN3,2738811.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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