Cost Of Living in Bray, OK

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12%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

28%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Bray	Oklahoma	National
Cost of living	88	88	100
Groceries	97	96	100
Health care	93	95	100
Housing	72	70	100
Transportation	98	96	100
Utilities	91	96	100
Lifestyle & Entertainment	95	94	100
Household Items	94	97	100
Education & Childcare	93	93	100

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Homes For Sale In Bray, OK

7808 Clearcreek Rd

Duncan, OK

1110 N Cason Rd

Marlow, OK

Cost Of Living Quick Facts

The cost of living in Bray is equal to the Oklahoma average
The cost of living in Bray is 12% lower than the national average
Bray housing is 28% lower than the national average
Oklahoma general sales tax is 12% lower than the national average
Oklahoma state income tax is 90% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$101,183	$8,432	$2,361	$3,036
Renters	$43,257	$3,605	$1,009	$1,298

Oklahoma Sales Tax

State	General Sales Tax	With Max Surtax
Oklahoma	4.5%	11%

Oklahoma Income Tax

State	Income Tax (Low)	Income Tax (High)
Oklahoma	0.25%	4.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Meridian town, OK	38	95	5.3%
Erin Springs, OK	119	78	21.5%
Rush Springs, OK	1,139	79	21.1%
Lindsay, OK	2,879	83	17.0%
Velma, OK	664	83	17.2%
Bray, OK	1,084	88	12.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Hydesville, CA	1,084	148	48.2%
St. Georges, DE	1,084	126	25.6%
Graettinger, IA	1,084	83	16.7%
South Henderson, NC	1,084	79	20.7%
Texico, NM	1,084	90	10.3%
Bray, OK	1,084	88	12.0%