Cost Of Living in Boyd, TX

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A+

3%

Overall NAT. AVG.

0%

Groceries NAT. AVG.

8%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Boyd	Texas	National
Cost of living	97	94	100
Groceries	100	98	100
Health care	99	98	100
Housing	92	83	100
Transportation	100	98	100
Utilities	101	103	100
Lifestyle & Entertainment	100	98	100
Household Items	99	98	100
Education & Childcare	102	98	100

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Homes For Sale In Boyd, TX

1180 Horizon Trace Dr

Azle, TX

266 Co Rd 4577

Boyd, TX

213 S Atwood St

Boyd, TX

141 Private Road 4920

Boyd, TX

Cost Of Living Quick Facts

The cost of living in Boyd is 3% higher than the Texas average
The cost of living in Boyd is 3% lower than the national average
Boyd housing is 8% lower than the national average
Texas general sales tax is 22% higher than the national average
Texas state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$120,856	$10,071	$2,820	$3,626
Renters	$47,967	$3,997	$1,119	$1,439

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Pelican Bay, TX	1,657	88	12.1%
Chico, TX	1,209	89	10.8%
Paradise, TX	520	91	8.7%
Rhome, TX	1,805	95	5.1%
Bridgeport, TX	6,694	95	5.3%
Boyd, TX	1,424	97	2.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Ferndale, CA	1,424	140	40.1%
Rome, IL	1,424	94	6.2%
Greenville, IN	1,424	103	2.7%
Machias, ME	1,424	89	10.8%
Ruhenstroth, NV	1,424	160	60.4%
Boyd, TX	1,424	97	2.5%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Boyd, TX

Homes For Sale In Boyd, TX

Cost Of Living Quick Facts

Most Affordable Places to Live in and Around Boyd

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The best places in Texas

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Median Income & Debt-To-Income Ratio

Texas Sales Tax

Texas Income Tax

Nearby cities with low cost of living

Cities with similar population