Cost of Living in Boiling Springs, NC

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6%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
13%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Boiling Springs North Carolina National
Cost of living9496100
Groceries97100100
Health care9899100
Housing8788100
Transportation9699100
Utilities10199100
Lifestyle & Entertainment96100100
Household Items98100100
Education & Childcare98100100
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Homes For Sale In Boiling Springs, NC

property for sale

322 S Main St

Shelby, NC
property for sale

107 Hillcrest St

Shelby, NC
property for sale

141 Spring Forest Dr

Shelby, NC
property for sale

113 Haven Ln

Shelby, NC

Cost Of Living Quick Facts

  • The cost of living in Boiling Springs is 2% lower than the North Carolina average
  • The cost of living in Boiling Springs is 6% lower than the national average
  • Boiling Springs housing is 13% lower than the national average
  • North Carolina general sales tax is 7% lower than the national average
  • North Carolina state income tax is 83% higher than the national average

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
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      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$135,097$11,258$3,152$4,053
      Renters$44,372$3,698$1,035$1,331
      The affordability of the housing market in Boiling Springs, NC as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Boiling Springs homeowners, the median income is $135,097. This indicates that a monthly maximum of $3,152 should be spent by homeowners on all housing related costs. Renters have a median income of $44,372. This indicates that renters would have a maximum of $1,035 for their rent related monthly costs.

      North Carolina Sales Tax

      State General Sales Tax With Max Surtax
      North Carolina 4.75% 7.5%

      North Carolina Income Tax

      State Income Tax (Low) Income Tax (High)
      North Carolina 4.75% 4.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Caroleen, NC459982.4%
      Cliffside, NC727982.4%
      Henrietta, NC465982.4%
      Dellview, NC26991.3%
      Light Oak, NC9058119.3%
      Boiling Springs, NC4,739945.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Brooktrails, CA4,73913130.5%
      Haleiwa, HI4,740201100.8%
      Lake Wisconsin, WI4,73611919.4%
      Hollister, MO4,7428911.4%
      Hawaiian Beaches, HI4,73512221.9%
      Boiling Springs, NC4,739945.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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