Cost Of Living in Bluff City, AR

Get 300+ Local Insights for Any Address in Bluff City, AR

Get Access to 300+ Local Data Points

A+

22%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

62%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Bluff City	Arkansas	National
Cost of living	78	86	100
Groceries	97	96	100
Health care	96	95	100
Housing	38	67	100
Transportation	96	94	100
Utilities	93	93	100
Lifestyle & Entertainment	93	93	100
Household Items	98	96	100
Education & Childcare	95	92	100

Does this Area Fit Your Budget?

Know the community before you call it home
Compare multiple areas side by side
Access over 300 data points for any address

GET REPORT →

Cost Of Living Quick Facts

The cost of living in Bluff City is 9% lower than the Arkansas average
The cost of living in Bluff City is 22% lower than the national average
Bluff City housing is 62% lower than the national average
Arkansas general sales tax is 27% higher than the national average
Arkansas state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Bluff City

See all the best places to live around Bluff City

Compare Bluff City, AR Cost of Living

Write a review to give others more information about this area.

See all Bluff City poll results

The best places in Arkansas

Here are the best places to live in Arkansas

Most Dangerous Cities In The US

Safest States In The US

Check out the 10 safest cities in Arkansas

Salary Calculator

This is how much you would need to earn in

Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$106,268	$8,856	$2,479	$3,188
Renters	$0	$0	$0	$0

Arkansas Sales Tax

State	General Sales Tax	With Max Surtax
Arkansas	6.5%	11.625%

Arkansas Income Tax

State	Income Tax (Low)	Income Tax (High)
Arkansas	2%	4.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Whelen Springs, AR	39	96	4.5%
Reader, AR	144	73	27.4%
Rosston, AR	429	76	24.0%
Willisville, AR	320	77	22.7%
Cale, AR	66	78	22.3%
Bluff City, AR	192	78	21.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Nikolaevsk, AK	192	106	5.5%
Cottonwood CDP, AZ	192	85	14.9%
Lewis, CO	192	112	11.6%
Avalon, GA	192	88	12.0%
Kamrar, IA	192	95	5.3%
Bluff City, AR	192	78	21.8%