Cost Of Living in Black Diamond, WA

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F

48%

Overall NAT. AVG.

13%

Goods & Services NAT. AVG.

130%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Black Diamond	Washington	National
Cost of living	148	118	100
Goods & Services	113	111	100
Groceries	116	110	100
Health care	115	120	100
Housing	230	135	100
Transportation	125	123	100
Utilities	97	92	100

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Cost Of Living Quick Facts

The cost of living in Black Diamond is 26% higher than the Washington average
The cost of living in Black Diamond is 48% higher than the national average
Black Diamond housing is 130% higher than the national average
Washington general sales tax is 27% higher than the national average
Washington state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$122,500	$10,208	$2,858	$3,675
Renters	$73,024	$6,085	$1,704	$2,191

To approximate the cost of living and the housing affordability in Black Diamond, WA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Black Diamond have a median income of $122,500. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,858 per month to avoid calamity and poverty. The renters in the city have an income of about $73,024, which would make their monthly maximum allowable rental costs $1,704.

Washington Sales Tax

State	General Sales Tax	With Max Surtax
Washington	6.5%	10.4%

Washington Income Tax

State	Income Tax (Low)	Income Tax (High)
Washington	0%	0%

Goods & Services

Item	Black Diamond	National avg.	Difference
Haircut	$32.12	$24.26	32.4%
Beauty Salon	$43.48	$45.56	4.6%
Toothpaste	$3.46	$3.70	6.6%
Shampoo	$1.24	$1.28	3.4%
Movie	$11.87	$12.13	2.2%
Bowling	$17.56	$18.00	2.5%

Groceries

Item	Black Diamond	National avg.	Difference
Ground Beef	$5.66	$5.84	3.0%
Fried Chicken	$2.78	$1.57	76.8%
Milk	$4.85	$4.67	3.7%
Potatoes	$4.43	$4.93	10.3%
Pizza	$14.86	$12.09	22.9%
Beer	$11.77	$10.41	13.1%

Health Care

Item	Black Diamond	National avg.	Difference
Optometrist	$242.14	$125.68	92.7%
Doctor	$139.77	$135.78	2.9%
Dentist	$164.30	$113.29	45.0%
Ibuprofen	$11.87	$10.65	11.4%
Lipitor	$448.83	$468.60	4.2%

Housing

Item	Black Diamond	National avg.	Difference
Home Price	$464,300.00	$184,700.00	151.4%
Avg. Mortgage Payment	$2,843.91	$2,346.69	21.2%
Apartment Rent	$1,710.00	$949.00	80.2%

Transportation

Item	Black Diamond	National avg.	Difference
Gasoline	$4.39	$3.46	26.9%
Tire Balancing	$77.69	$59.92	29.7%

Utilities

Item	Black Diamond	National avg.	Difference
All Electricity	$175.38	$193.99	9.6%
Phone	$207.11	$192.25	7.7%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Fairwood CDP (Spokane County), WA	8,055	114	13.7%
North Puyallup, WA	1,970	115	15.1%
South Prairie, WA	297	121	20.8%
Algona, WA	3,207	125	25.0%
Wilkeson, WA	504	126	25.5%
Black Diamond, WA	4,703	148	48.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Baxley, GA	4,703	83	17.2%
Mountain Grove, MO	4,703	76	24.0%
North Braddock, PA	4,703	81	19.5%
Hyde Park, UT	4,703	111	10.7%
Vandercook Lake, MI	4,702	85	15.3%
Black Diamond, WA	4,703	148	48.2%