F
57%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
184%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Bethany Oregon National
Cost of living157111100
Groceries101104100
Health care108105100
Housing284124100
Transportation104106100
Utilities104106100
Lifestyle & Entertainment103107100
Household Items102104100
Education & Childcare103109100
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An Overview of Cost of Living in Bethany, OR

Are you thinking about relocating, but curious about the potential cost of living in Bethany? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Bethany stands at 157, making it 57% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

If affordability is among your top priorities when searching for a new place to live, this area may not be the ideal fit, as the cost of living in Bethany is among the most expensive in the United States. Just a minority of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Bethany falls into this category, which may not align with your goal of finding a budget-friendly living environment.

Housing costs are a very significant part of the Bethany cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 183.7% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.

Is Bethany Affordable?

Is Bethany affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Bethany, for instance, where the median home price falls 223% higher than the national average, and monthly rent rates are 92% higher than usual. Additionally, median income levels contribute to the equation, with Bethany flaunting a median household income of $205,307, 152.4% higher than the national norm.

What Factors can Influence the Cost of Living in Bethany?

Utilities: Similar to the prices of any goods or services, utility expenses can fluctuate widely, contingent on variables such as climate, available energy sources, geographical location and state regulations. Costs associated with electricity, water, heating, and waste disposal can differ in magnitude, depending on the specific city or state. In Bethany, the utilities index registers at 3.8% higher than the national average.

Subsidies: Certain cities or states may implement government subsidies or assistance programs with the goal of alleviating the cost of living pressures on their residents. These programs encompass a broad spectrum of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas offering fewer subsidies may experience a rise in their cost of living.

Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In Bethany, healthcare costs are 7.5% higher than the national average.

Where is the Data From?

The cost of living estimates displayed for Bethany are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.

Cost Of Living Quick Facts

  • The cost of living in Bethany is 41% higher than the Oregon average
  • The cost of living in Bethany is 57% higher than the national average
  • Bethany housing is 184% higher than the national average
  • Oregon general sales tax is 100% lower than the national average
  • Oregon state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Bethany

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Compare Bethany, OR Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$244,207$20,351$5,698$7,327
      Renters$129,329$10,777$3,017$3,880
      A good indicator of the general affordability of housing in Bethany, OR, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Bethany, the median monthly income is $244,207 for those who own their own homes. Under the standard rule, that income level would allow for $5,698 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $129,329, per the median income in the area. That would allow for renters to spend up to $3,017 on monthly rental expenses.

      Oregon Sales Tax

      State General Sales Tax With Max Surtax
      Oregon 0% 0%

      Oregon Income Tax

      State Income Tax (Low) Income Tax (High)
      Oregon 4.75% 9.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Johnson City, OR5548317.4%
      Gaston, OR5421055.1%
      Walnut Grove, WA9,54611514.9%
      King City, OR4,44511919.2%
      Hazel Dell, WA22,53212524.7%
      Bethany, OR29,08915757.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Middletown, NY29,09211110.8%
      Saugus, MA29,08413938.9%
      Aberdeen, SD29,054964.0%
      Jeffersontown, KY29,051991.2%
      Williamsport, PA29,1309010.2%
      Bethany, OR29,08915757.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.