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Places With The Lowest Cost Of Living In New Jersey 2021

Nearby Areas With A High Livability Score71
  • Crestwood Village, NJ
  • (City)
  • Population: 8,135
47
  • Camden, NJ
  • (City)
  • Population: 76,005
  • Camden, NJ may have once been an industrial center and a decent city, unfortunately those days appear to be long gone. I visited Camden, NJ in 2009 for about three days. I also lived in NJ my entire life…[read more]
67
  • Phillipsburg, NJ
  • (City)
  • Population: 14,570
  • Lived here 4 yrs no diversity, lacks opportunity lacks diversity. No culture, main attraction is Pburg football, pork palooza’s and garage sales. Veryyy inexpensive…[read more]
52
  • Trenton, NJ
  • (City)
  • Population: 84,559
  • I love it here coming from Brooklyn NY ,Park slope. I hear alot of bad news about Trenton but all of Trenton isn't bad!! Just like any other city so I dont get it. If you visit and don't like it you…[read more]
51
  • Bridgeton, NJ
  • (City)
  • Population: 25,209
  • Living in Bridgeton, New Jersey puts me far away from tourists hitting the Jersey Shore but close enough to anything you could ever want in paradise. I can be at the best beaches in Cape May or Wildwood…[read more]
57
  • Lindenwold, NJ
  • (City)
  • Population: 17,482
  • I lived in Lindenwold, New Jersey when I was attending Rutgers in Stratford. I found a great apartment at King's Row Apartments, and I enjoyed living there! The shopping is good. I found a great deal in…[read more]
57
  • Paulsboro, NJ
  • (City)
  • Population: 6,009
70
  • Gloucester City, NJ
  • (City)
  • Population: 11,357
  • When my job relocated me to West New Jersey, I didn't want to live in a big city like Trenton or Camden. Luck for me the realtor found a house for sale in Gloucester City that was perfect. My…[read more]
66
  • Pine Hill, NJ
  • (City)
  • Population: 10,472
  • When I was getting ready to relocate some years back, many of my friends told me that one of the best areas in New Jersey was Pine Hill. I decided that living in Pine Hill would be worth a try. It's…[read more]
74
  • Bellmawr, NJ
  • (City)
  • Population: 11,503
  • Bellmawr is a Small borough within Camden County. The town holds an average 11,400 residents. When it comes to politics, an average of 31% are registered as Democrats and 21% Republicans. The remaining…[read more]
62
  • Somerdale, NJ
  • (City)
  • Population: 5,362
70
  • Burlington, NJ
  • (City)
  • Population: 9,850
61
  • Millville, NJ
  • (City)
  • Population: 28,399
  • Not all of New Jersey is industrial or congested, I have found a piece of Jersey that is paradise for a number of reasons. Millville is located at the bottom of the state, and nothing like north Jersey…[read more]
69
  • Woodbury, NJ
  • (City)
  • Population: 10,024
  • Woodbury, NJ is a great place to raise a family---with excellent schools that rank among the best in the country and an over all low-crime rate. All of our neighbors are friendly and keep a look out for…[read more]
74
  • Runnemede, NJ
  • (City)
  • Population: 8,394
56
  • Browns Mills, NJ
  • (City)
  • Population: 10,983
  • Browns Mills is a small town in Pemberton Township in Burlington County. Browns Mills in in the Pine Barrens of NJ. The heart of the town is Mirror Lake. Summer is buzzing with people swimming, fishing…[read more]
67
  • Holiday City-Berkeley, NJ
  • (City)
  • Population: 11,824
  • I moved to Holiday City-Berkeley, New Jersey two years ago. It is a wonderful town in a great location! I am close to the beaches, and I love to walk the boardwalk. I bought a home in the 55 plus…[read more]
74
  • Stratford, NJ
  • (City)
  • Population: 7,021
50
  • Atlantic City, NJ
  • (City)
  • Population: 39,306
  • Atlantic City is a good city in terms of amenities. It's full of casino's and restaurants and things to do, but unfortunately, this creates a massive pay gap and race gap. Living in Atlantic City is…[read more]
63
  • Pleasantville, NJ
  • (City)
  • Population: 20,532
  • I moved to Pleasantville, New Jersey, after leaving my position at work in Wyoming. I was in Atlantic City a year earlier and remember driving through Pleasantville to get to the airport. I love living…[read more]
74
  • Newton, NJ
  • (City)
  • Population: 7,982
66
  • Washington, NJ
  • (City)
  • Population: 6,489
68
  • Pennsville, NJ
  • (City)
  • Population: 11,421
  • Not too many people who even live in New Jersey can tell you where Pennsville is located, and that is fine by me. Living in Pennsville puts you in the lowermost western corner of the state, and it feels…[read more]
54
  • Carneys Point, NJ
  • (City)
  • Population: 7,096
70
  • Clayton, NJ
  • (City)
  • Population: 8,386
73
  • Palmyra, NJ
  • (City)
  • Population: 7,299
77
  • Pitman, NJ
  • (City)
  • Population: 8,916
  • “Everyone like Pitman" is the town motto and with good reason. It is small town America 30 minutes from Philadelphia. It is a friendly, charming, historic, WALKABLE, 2 square mile town with its desirable…[read more]
56
  • Vineland, NJ
  • (City)
  • Population: 60,876
  • I have lived 32 of my 40 years in Vineland and it has gone down hill. Trying to find a place that is affordable to live and a decent paying job to support my 2 children plus have a good education is near…[read more]
68
  • Glassboro, NJ
  • (City)
  • Population: 19,195
  • As many of you surely know, Glassboro, New Jersey is a town that is just south of Philadelphia. Living in Glassboro for so many years of my life has led me to deeply appreciate the culture of the area.…[read more]
68
  • Williamstown, NJ
  • (City)
  • Population: 15,170
  • Williamstown is in the southern half of New Jersey and where I now call my home. Wharton State Forest and the Pine Barrens are a few miles from my home, the birthplace of the Jersey Devil. Living in…[read more]
73
  • Barrington, NJ
  • (City)
  • Population: 6,831
50
  • Villas, NJ
  • (City)
  • Population: 8,953
59
  • Keansburg, NJ
  • (City)
  • Population: 9,904
70
  • Audubon, NJ
  • (City)
  • Population: 8,748
83
  • Echelon, NJ
  • (City)
  • Population: 10,920
  • My job in Camden has me right on the Delaware River and minutes from Philadelphia, but I found the best place to call home in Echelon. This little-known city in New Jersey is east of Camden, but far…[read more]
63
  • Pomona, NJ
  • (City)
  • Population: 7,442
66
  • Somers Point, NJ
  • (City)
  • Population: 10,686
  • I give Somers point a 6 out of 10 because its safe and has excellent schools BUT renting houses is expensive at about $1800 per month at the cheapest ( not apartments), property taxes for home owners…[read more]
58
  • Wildwood, NJ
  • (City)
  • Population: 5,192
70
  • Absecon, NJ
  • (City)
  • Population: 8,438
62
  • East Orange, NJ
  • (City)
  • Population: 64,621
  • East Orange is a predominately black, ethnically diverse community of working class, middle class, and lower class residents. There are some nice areas and some not so nice areas, like any other city. It…[read more]
68
  • Roselle, NJ
  • (City)
  • Population: 21,507
  • When my job relocated me to the east coast, I knew I was not going to be able to afford to live in Manhattan. Luckily, my realtor found me a house in Roselle, New Jersey, literally miles from work and…[read more]
68
  • Hopatcong, NJ
  • (City)
  • Population: 14,633
  • The Suburbs! Living in Hopatcong is amazing. I love living here because it is a safe area with minimal reports of crimes being reported. It also has many amenities such as the Hopatcong State Park,…[read more]
70
  • Berlin, NJ
  • (City)
  • Population: 7,620
66
  • Mystic Island, NJ
  • (City)
  • Population: 7,903
49
  • Newark, NJ
  • (City)
  • Population: 280,139
  • I've been to this city many times. Every single time I hated it. Let's start with the issues. 1: it's in New Jersey- i despise this state. The rudest people I've ever met in my home state are from Jersey…[read more]
76
  • Hackettstown, NJ
  • (City)
  • Population: 9,585
63
  • Smithville, NJ
  • (City)
  • Population: 6,866
79
  • Twin Rivers, NJ
  • (City)
  • Population: 7,034
71
  • Hammonton, NJ
  • (City)
  • Population: 14,630
  • My husband and I have moved around quite a bit in the last 3 years, but I think we finally found a keeper. We've been living in Hammonton for about 3 months now and so far its everything I was looking…[read more]
73
  • Dover, NJ
  • (City)
  • Population: 18,317
  • Located in the heart of North Jersey, Dover is really a great place to live. I mean seriously, if you can find another place this small that has everything to offer, I will pay you my salary for the…[read more]

Finding an affordable place to live in New Jersey is not always an easy task. While housing prices continue to rebound and general goods and services continue to rise, it feels like affordable living could be a thing of the past. Luckily, there are still some cities in New Jersey that qualify as affordable. Using science and data, AreaVibes has compiled a list of the most affordable places to live in New Jersey. These cities have the lowest cost of living in all of New Jersey.

Listed above are the most affordable places to live in New Jersey with a population of more than 5,000 people. To calculate the most affordable cities in New Jersey, the cost of living index for each city was calculated, then compared to the national average of 100. The cost of living index takes into account the following categories: goods and services, groceries, health care, housing, transportation and utilities.

To customize your list of affordable places to live in New Jersey, you can adjust the filters to meet your needs. This will allow you to select the city size (population) as well as what other categories (amenities, crime, education, employment, housing and weather) might be important to you. Finally, you are also able to select your home or rental price range to ensure that the cities on your list fit your budget.