Cost of Living in Bernie, MO

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17%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
51%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Bernie Missouri National
Cost of living8390100
Groceries9796100
Health care9697100
Housing4977100
Transportation9996100
Utilities9895100
Lifestyle & Entertainment9595100
Household Items9997100
Education & Childcare9695100
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Homes For Sale In Bernie, MO

property for sale

307 Medler St

Bernie, MO
property for sale

723 Mulberry St

Bernie, MO
property for sale

313 S Spiker St

Bernie, MO
property for sale

311 Day Ave

Bernie, MO
See the Newest Homes For Sale In Bernie, MO

Cost Of Living Quick Facts

  • The cost of living in Bernie is 9% lower than the Missouri average
  • The cost of living in Bernie is 17% lower than the national average
  • Bernie housing is 51% lower than the national average
  • Missouri general sales tax is 17% lower than the national average
  • Missouri state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Bernie

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      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$58,449$4,871$1,364$1,754
      Renters$43,434$3,620$1,013$1,303

      Missouri Sales Tax

      State General Sales Tax With Max Surtax
      Missouri 4.225% 10.85%

      Missouri Income Tax

      State Income Tax (Low) Income Tax (High)
      Missouri 2% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Grayridge, MO150973.0%
      Baker, MO0973.0%
      Catron, MO377128.9%
      Tallapoosa, MO997228.2%
      Penermon, MO1267524.6%
      Bernie, MO1,9538317.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Sigourney, IA1,9538514.6%
      Orion, IL1,953936.6%
      Baker, MT1,953945.8%
      Haines, AK1,95212020.1%
      Sulligent, AL1,9527921.2%
      Bernie, MO1,9538317.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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