Cost of Living in Bernice, OK

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18%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
48%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Bernice Oklahoma National
Cost of living8288100
Groceries9596100
Health care9495100
Housing5270100
Transportation9996100
Utilities9396100
Lifestyle & Entertainment9294100
Household Items9597100
Education & Childcare9193100
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Homes For Sale In Bernice, OK

property for sale

705 Chickasaw St

Bernice, OK
property for sale

Eagle Crest Dr

Bernice, OK
property for sale

04 Skyline DR

Afton, OK
property for sale

510 1st St

Bernice, OK

Cost Of Living Quick Facts

  • The cost of living in Bernice is 7% lower than the Oklahoma average
  • The cost of living in Bernice is 18% lower than the national average
  • Bernice housing is 48% lower than the national average
  • Oklahoma general sales tax is 12% lower than the national average
  • Oklahoma state income tax is 90% lower than the national average

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$61,426$5,119$1,433$1,843
      Renters$36,475$3,040$851$1,094

      Oklahoma Sales Tax

      State General Sales Tax With Max Surtax
      Oklahoma 4.5% 11%

      Oklahoma Income Tax

      State Income Tax (Low) Income Tax (High)
      Oklahoma 0.25% 4.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Strang, OK87964.1%
      Brush Creek, OK122946.0%
      Deer Lick, OK100946.0%
      Drowning Creek, OK1707129.0%
      White Water, OK1567327.0%
      Bernice, OK4138218.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Edmondson, AR4138811.7%
      Minburn, IA4138811.6%
      Melvin, IL4138316.7%
      Rennert, NC4137920.7%
      Crowder, OK4138415.6%
      Bernice, OK4138218.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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