Cost of Living in Belle Plaine, MN

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B+
4%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
18%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Belle Plaine Minnesota National
Cost of living104100100
Groceries98100100
Health care100100100
Housing118100100
Transportation97100100
Utilities100104100
Lifestyle & Entertainment98100100
Household Items98100100
Education & Childcare9599100
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Homes For Sale In Belle Plaine, MN

property for sale

137 S Elm St

Belle Plaine, MN
property for sale

924 Mallard Ln

Belle Plaine, MN
property for sale

300 E State St

Belle Plaine, MN
property for sale

1401 Mallard Ln

Belle Plaine, MN

Cost Of Living Quick Facts

  • The cost of living in Belle Plaine is 4% higher than the Minnesota average
  • The cost of living in Belle Plaine is 4% higher than the national average
  • Belle Plaine housing is 18% higher than the national average
  • Minnesota general sales tax is 35% higher than the national average
  • Minnesota state income tax is 106% higher than the national average

Most Affordable Places to Live in and Around Belle Plaine

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$137,609$11,467$3,211$4,129
      Renters$77,550$6,463$1,809$2,327
      To approximate the cost of living and the housing affordability in Belle Plaine, MN, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Belle Plaine have a median income of $137,609. Therefore, the amount that a consumer should spend on housing costs should be no more than $3,211 per month to avoid calamity and poverty. The renters in the city have an income of about $77,550, which would make their monthly maximum allowable rental costs $1,809.

      Minnesota Sales Tax

      State General Sales Tax With Max Surtax
      Minnesota 6.875% 7.875%

      Minnesota Income Tax

      State Income Tax (Low) Income Tax (High)
      Minnesota 5.35% 9.85%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Green Isle, MN537927.9%
      Le Sueur, MN4,135945.6%
      Plato, MN236946.3%
      Henderson, MN949954.6%
      Hamburg, MN575963.7%
      Belle Plaine, MN7,3901044.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Watford City, ND7,38611212.0%
      Hudson, NH7,38611111.2%
      Inverness Highlands South, FL7,394982.5%
      Forest City, NC7,3858712.9%
      East Hills, NY7,385269169.0%
      Belle Plaine, MN7,3901044.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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