Cost Of Living in Belfry, KY

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4%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

100%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Belfry	Kentucky	National
Cost of living	96	88	100
Groceries	97	98	100
Health care	94	97	100
Housing	n/a	70	100
Transportation	97	96	100
Utilities	95	95	100
Lifestyle & Entertainment	96	95	100
Household Items	96	97	100
Education & Childcare	92	94	100

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Homes For Sale In Belfry, KY

24342 U.S. 119

Belfry, KY

Cost Of Living Quick Facts

The cost of living in Belfry is 8% higher than the Kentucky average
The cost of living in Belfry is 4% lower than the national average
Belfry housing is 19% lower than the national average
Kentucky general sales tax is 18% higher than the national average
Kentucky state income tax is 73% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$175,562	$14,630	$4,096	$5,267
Renters	$0	$0	$0	$0

Kentucky Sales Tax

State	General Sales Tax	With Max Surtax
Kentucky	6%	6%

Kentucky Income Tax

State	Income Tax (Low)	Income Tax (High)
Kentucky	4.5%	4.5%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Omar, WV	380	96	4.4%
Freeburn, KY	273	96	4.4%
McCarr, KY	225	72	27.8%
Red Jacket, WV	262	77	23.0%
Holden, WV	705	79	20.6%
Belfry, KY	270	96	4.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Cooper Landing, AK	270	141	40.9%
Dry Creek, AK	270	100	0.3%
Letona, AR	270	84	15.9%
Sugarloaf, CO	270	182	81.7%
Stanley, ID	270	104	4.0%
Belfry, KY	270	96	4.4%