Cost Of Living in Beatrice, NE

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13%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

37%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Beatrice	Nebraska	National
Cost of living	87	91	100
Groceries	96	97	100
Health care	96	98	100
Housing	63	76	100
Transportation	102	99	100
Utilities	96	96	100
Lifestyle & Entertainment	97	97	100
Household Items	95	98	100
Education & Childcare	96	96	100

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Homes For Sale In Beatrice, NE

1310 Doyle Ln

Beatrice, NE

12262 Nebraska 4

Beatrice, NE

1716 Lincoln St

Beatrice, NE

714 N 10th St

Beatrice, NE

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An Overview of Cost of Living in Beatrice, NE

Getting a feel for the cost of living in Beatrice is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Beatrice is 87, which is 13% lower than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

What Do Locals Say About the Cost of Living in Beatrice?

When it comes to knowing a city, its residents are the experts. We conducted a survey with 6 locals to understand their opinions on the cost of living in Beatrice. The results indicated that 67% found it reasonably priced with decreasing prices of goods and services, while 33% viewed it as quite expensive, with increasing prices.

Is Beatrice Affordable?

Wondering if Beatrice is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Beatrice, for example, the median home price is 37.2% lower than what folks pay nationally, and monthly rent is 35.8% lower than the usual rates. Plus, income levels matter too, with Beatrice boasting a median household income of $62,585, which is 23.1% lower than the national average.

What Factors can Influence the Cost of Living in Beatrice?

Groceries: Grocery prices have seen substantial hikes in the last 2-3 years, with some markets witnessing food cost increases of over 20% during this period. Conversely, certain markets have experienced only moderate upticks. These variations in food expenses can have a substantial impact on the overall cost of living in any locality. In Beatrice, the groceries index is 3.8% lower than the national average.

Housing: When everyone's vying for homes in popular areas, it drives up property prices and rents, making the overall cost of living surge. On the flip side, in less sought-after locales, where housing demand is low, prices tend to dip, resulting in a more economical cost of living. In Beatrice, the housing index comes in at 36.8% lower than the national average.

Utilities: Similar to the prices of any other goods or services, utility expenditures can exhibit substantial variability, influenced by factors such as climate, energy sources accessibility, geographical location and state regulations. Costs related to electricity, water, heating, and waste disposal can fluctuate, whether higher or lower, contingent on the city or state. In Beatrice, the utilities index is 3.7% lower than the national average.

Where is the Data From?

The Beatrice cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

The cost of living in Beatrice is 4% lower than the Nebraska average
The cost of living in Beatrice is 13% lower than the national average
Beatrice housing is 37% lower than the national average
Nebraska general sales tax is 8% higher than the national average
Nebraska state income tax is 5% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$92,182	$7,682	$2,151	$2,766
Renters	$38,301	$3,192	$894	$1,149

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Beatrice, NE, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Beatrice, homeowners have a median income of $92,182. Using that number, a maximum of $2,151 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $38,301, which means there is a maximum of $894 to be spent on the costs of renting a home or apartment.

Nebraska Sales Tax

State	General Sales Tax	With Max Surtax
Nebraska	5.5%	7.5%

Nebraska Income Tax

State	Income Tax (Low)	Income Tax (High)
Nebraska	2.46%	6.64%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Holmesville, NE	28	97	2.8%
Blue Springs, NE	276	74	26.3%
Liberty, NE	56	75	24.7%
Virginia, NE	71	79	21.0%
Diller, NE	283	80	20.4%
Beatrice, NE	12,664	87	13.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Minneola, FL	12,664	118	18.0%
St. Marys, PA	12,663	89	10.7%
Palmer Town, MA	12,662	115	15.0%
Valencia West, AZ	12,659	105	5.0%
Lincolnwood, IL	12,655	136	35.7%
Beatrice, NE	12,664	87	13.0%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.