Cost Of Living in Bear Creek, TX

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F

47%

Overall NAT. AVG.

0%

Groceries NAT. AVG.

153%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Bear Creek	Texas	National
Cost of living	147	94	100
Groceries	100	98	100
Health care	102	98	100
Housing	253	83	100
Transportation	99	98	100
Utilities	109	103	100
Lifestyle & Entertainment	103	98	100
Household Items	99	98	100
Education & Childcare	103	98	100

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Homes For Sale In Bear Creek, TX

13016 S Madrone Trl

Austin, TX

Cost Of Living Quick Facts

The cost of living in Bear Creek is 56% higher than the Texas average
The cost of living in Bear Creek is 47% higher than the national average
Bear Creek housing is 153% higher than the national average
Texas general sales tax is 22% higher than the national average
Texas state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$180,906	$15,076	$4,221	$5,428
Renters	$0	$0	$0	$0

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Niederwald, TX	669	93	7.2%
Mustang Ridge, TX	1,265	97	3.0%
Kyle, TX	47,247	107	7.4%
Hays, TX	145	111	11.2%
Woodcreek, TX	1,992	114	14.5%
Bear Creek, TX	475	147	47.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Kwethluk, AK	475	94	6.2%
Ripley, CA	475	98	1.9%
Emerson, IA	475	84	16.1%
Almena, KS	475	81	19.0%
Leon, KS	475	84	16.4%
Bear Creek, TX	475	147	47.2%