Cost Of Living in Bear Creek, FL

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D

26%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

78%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Bear Creek	Florida	National
Cost of living	126	102	100
Groceries	101	102	100
Health care	105	104	100
Housing	178	97	100
Transportation	102	103	100
Utilities	110	110	100
Lifestyle & Entertainment	102	104	100
Household Items	100	102	100
Education & Childcare	107	106	100

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Homes For Sale In Bear Creek, FL

2095 Dolphin Blvd S

Saint Petersburg, FL

6100 Gulfport Blvd S #402

Gulfport, FL

6650 Hibiscus Ave S

South Pasadena, FL

6305 Pelican Creek Xing Unit D

Saint Petersburg, FL

Cost Of Living Quick Facts

The cost of living in Bear Creek is 23% higher than the Florida average
The cost of living in Bear Creek is 26% higher than the national average
Bear Creek housing is 78% higher than the national average
Florida general sales tax is 18% higher than the national average
Florida state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$121,973	$10,164	$2,846	$3,660
Renters	$37,908	$3,159	$884	$1,137

Florida Sales Tax

State	General Sales Tax	With Max Surtax
Florida	6%	7.5%

Florida Income Tax

State	Income Tax (Low)	Income Tax (High)
Florida	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Weeki Wachee, FL	1	103	3.2%
Moon Lake, FL	4,330	89	11.0%
Garden Grove, FL	1,062	92	8.0%
New Port Richey, FL	17,130	92	8.0%
Holiday, FL	21,830	92	7.9%
Bear Creek, FL	2,157	126	25.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Ranchos de Taos, NM	2,157	120	20.0%
Riverside, AL	2,156	97	2.9%
Sturbridge, MA	2,156	130	29.8%
Greenwich, NY	2,156	105	4.6%
Genoa, OH	2,156	87	13.5%
Bear Creek, FL	2,157	126	25.7%