Cost Of Living in Bayard, WV

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22%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

60%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Bayard	West Virginia	National
Cost of living	78	85	100
Groceries	97	97	100
Health care	93	94	100
Housing	40	62	100
Transportation	96	95	100
Utilities	91	94	100
Lifestyle & Entertainment	93	94	100
Household Items	94	95	100
Education & Childcare	89	91	100

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Cost Of Living Quick Facts

The cost of living in Bayard is 8% lower than the West Virginia average
The cost of living in Bayard is 22% lower than the national average
Bayard housing is 60% lower than the national average
West Virginia general sales tax is 18% higher than the national average
West Virginia state income tax is 16% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$55,300	$4,608	$1,290	$1,659
Renters	$29,331	$2,444	$684	$880

West Virginia Sales Tax

State	General Sales Tax	With Max Surtax
West Virginia	6%	7%

West Virginia Income Tax

State	Income Tax (Low)	Income Tax (High)
West Virginia	3%	6.5%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Gorman, MD	200	94	6.2%
Aurora, WV	204	94	6.2%
Swanton, MD	0	94	6.2%
Crellin, MD	60	94	6.2%
Hutton, MD	67	94	6.2%
Bayard, WV	250	78	22.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Knobel, AR	250	68	32.2%
Lazy Y U, AZ	250	132	31.9%
Homewood Canyon, CA	250	83	16.8%
Orchard Hill, GA	250	86	14.2%
East Gillespie, IL	250	86	13.6%
Bayard, WV	250	78	22.2%