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A+ Bay City Amenities Lots of amenities close to this location
A- Bay City Cost of Living Cost of living is 7% lower than Michigan
Bay City
8218% less expensive than the US average
8812% less expensive than the US average
United States
100National cost of living index
Bay City cost of living
F Bay City Crime Total crime is 66% higher than Michigan
Total crime
3,72535% higher than the US average
Chance of being a victim
1 in 2735% higher than the US average
Year-over-year crime
-2%Year over year crime is down
Bay City crime
F Bay City Employment Household income is 33% lower than Michigan
Median household income
$34,10238% lower than the US average
Income per capita
$20,36732% lower than the US average
Unemployment rate
6%37% higher than the US average
Bay City employment
D+ Bay City Housing Home value is 48% lower than Michigan
Median home value
$66,60064% lower than the US average
Median rent price
$58139% lower than the US average
Home ownership
70%9% higher than the US average
Bay City real estate or Bay City rentals
F Bay City Schools HS graduation rate is 5% lower than Michigan
High school grad. rates
81%2% lower than the US average
School test scores
35%30% lower than the US average
Student teacher ratio
20:122% higher than the US average
Bay City K-12 schools or Bay City colleges

Living in Bay City, MI

Bay City is a mid-sized city located in the state of Michigan. The city has a population of 34,110 residents. Bay City has a population density of 3,356 people per square mile. This would be considered well above the national population density level. According to the most recent Census, 91% of Bay City residents are White, 3% Black and 1% Asian.

Are you trying to decide if living in Bay City is the right fit for your lifestyle? To ensure a positive experience before relocating to any new city in Michigan, you will probably want to make sure that you check all of the most important boxes. Finding the best places to live in Bay City and nearby areas is a much easier task when you can rely on information and data from the livability score, which includes cost of living, weather, education, housing and other important metrics.

The livability score in Bay City is 64 out of 100 and the city is ranked in the 35th percentile of all cities across America. Based on the grades for each individual category, Bay City has received high marks for amenities (A+) and cost of living (A-). There is at least one category that does not have great scores in Bay City. The following was graded with a disappointing score: crime (F), weather (D-), education (F) and employment (F).

Based on the proximity of local amenities like grocery stores, restaurants, coffee shops, parks, librairies, etc., Bay City has received a higher than average score for its local amenities. If you’re planning on relocating and making this area your permanent home, it’s nice to know that there is an ample amount of amenities and things to do within walking distance or a short drive. Some of the interesting things to do and attractions include: Riverwalk Pier, Bay City State Recreation Area, and Delta College Planetarium and Learning Center.

Bay City real estate prices and overall affordability will play a huge role in determining if the area is the right fit for you. Of course there are probably some other items on your “wish list”, but even before they are considered, let’s take a look at the home prices and affordability in Bay City. Median real estate prices in Bay City come in at $66,600, which is 47.9% lower than the Michigan average. The home price to income ratio compares the median home prices to the median household income. In Bay City, the home price to income ratio is 2, which is 20% lower than the Michigan average.

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Monthly costs include: fuel, maintenance, tires, insurance, license fees, taxes, depreciation, and financing.
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Compare Bay City, MI Livability To Other Cities

Best Cities Near Bay City, MI

PlaceLivability scoreScoreMilesPopulationPop.
Frankenmuth, MI8319.34,992
Flushing, MI8036.58,129
New Lothrop, MI7833560
Midland, MI7717.442,063
PlaceLivability scoreScoreMilesPopulationPop.
Chesaning, MI7430.32,464
Clio, MI7429.62,553
Sebewaing, MI73241,610
Cass City, MI7335.62,466
See all Michigan cities

How Do You Rate The Livability In Bay City?

1. Select a livability score between 1-100
2. Select any tags that apply to this area View results

Bay City Reviews

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Far better places to live in Michigan

Bay City has seen better days the bad, decent, livable employment opportunities are scare to the point where it's not uncommon for people to commute to Saginaw or Midland for work (me being one of them). Because of this Homelessness is far too common here, to the point that I've seen the homeless digging through trash cans at the local Car Wash looking for bottles with a ten cent deposits. The most daunting issues this town faces include a dependence on manufacturing in the 20th century, an aging and declining population, undesirables from Saginaw and Flint coming in (along with their problems), alcoholism and a rampant opioid crisis, these problems are most evident on the south side and neighborhoods adjacent to downtown. It's such a shame too because the city and some of the residents are trying to improve the city but little progress has been made in most areas where it's needed. The good things about Bay City? There is so much history to this town, but it's been marred by the decline, and the river front is beautiful, there are some nice parks here too. Also the fireworks festival is always good, and there are other events that go on in the summers. There are some pretty decent sit down restaurants downtown. The neutral: Bay City has everything you need but nothing you want, once summers over there's absolutely nothing to do. The mall is dead, and just about all of the bars are seedy. All of the utilities except gas are city owned, so that's something.
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Almost always something to do

I lived in Bay City for the first 20 years of my life. There is almost always something to do here, especially in the summertime. The summer is pretty much full of festivities down by the river. The Pig Gig is one of these that hundreds of people come to Bay City for, music, ribs, and a beer tent how much more do you need? The River Roar is always an exciting thing to watch, boats racing on the river is more exciting than it sounds. We also have multiple fairs that go on during the summer and they all have awesome food. Hungry? Bay City is home to a multitude of restaurants, cafes, and bistros. You always have a good amount of options for when you are craving something. There's the awesome St. Patty's day parade to look forward to as well! There are 4 bowling alleys, a lot of bars (can be considered a pro and a con), a lot of different school options (if you have children), and a TON of parks. There are still some good neighborhoods but there are also some pretty sketchy areas that are always good to avoid.
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Reason for reporting
Source: The Bay City, MI data and statistics displayed above are derived from the 2016 United States Census Bureau American Community Survey (ACS).
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