Cost of Living in Bargersville, IN

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A
5%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
24%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Bargersville Indiana National
Cost of living10589100
Groceries9797100
Health care9997100
Housing12472100
Transportation9596100
Utilities9696100
Lifestyle & Entertainment9995100
Household Items9798100
Education & Childcare9494100
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Homes For Sale In Bargersville, IN

property for sale

4121 N 400 W

Bargersville, IN
property for sale

4196 Viewforth Ln

Bargersville, IN
property for sale

813 S 400 W

Bargersville, IN
property for sale

755 Booneway Ln

Bargersville, IN

Cost Of Living Quick Facts

  • The cost of living in Bargersville is 18% higher than the Indiana average
  • The cost of living in Bargersville is 5% higher than the national average
  • Bargersville housing is 24% higher than the national average
  • Indiana general sales tax is 37% higher than the national average
  • Indiana state income tax is 21% higher than the national average

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$146,353$12,196$3,415$4,391
      Renters$40,970$3,414$956$1,229
      To approximate the cost of living and the housing affordability in Bargersville, IN, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Bargersville have a median income of $146,353. Therefore, the amount that a consumer should spend on housing costs should be no more than $3,415 per month to avoid calamity and poverty. The renters in the city have an income of about $40,970, which would make their monthly maximum allowable rental costs $956.

      Indiana Sales Tax

      State General Sales Tax With Max Surtax
      Indiana 7% 7%

      Indiana Income Tax

      State Income Tax (Low) Income Tax (High)
      Indiana 3.15% 3.15%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Morgantown, IN1,4018713.1%
      Brooklyn, IN2,7158613.5%
      Edinburgh, IN4,8158712.6%
      Martinsville, IN12,2308812.3%
      Beech Grove, IN15,6798811.7%
      Bargersville, IN7,5721055.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
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      Waikoloa Village, HI7,57115554.5%
      Steele Creek, AK7,56712019.6%
      Green Hill, TN7,56711010.4%
      Bargersville, IN7,5721055.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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