Cost Of Living in Bardonia, NY

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F

68%

Overall NAT. AVG.

6%

Groceries NAT. AVG.

206%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Bardonia	New York	National
Cost of living	168	121	100
Groceries	106	106	100
Health care	111	110	100
Housing	306	144	100
Transportation	111	113	100
Utilities	111	112	100
Lifestyle & Entertainment	108	111	100
Household Items	107	106	100
Education & Childcare	112	118	100

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Homes For Sale In Bardonia, NY

7 Dearborn Rd

West Nyack, NY

200 Bardonia Rd

Nanuet, NY

24 Brenda Ln

Bardonia, NY

438 Route 304

Nanuet, NY

Cost Of Living Quick Facts

The cost of living in Bardonia is 39% higher than the New York average
The cost of living in Bardonia is 68% higher than the national average
Bardonia housing is 206% higher than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$225,770	$18,814	$5,268	$6,774
Renters	$0	$0	$0	$0

A good way to judge both the affordability of the housing and the cost of living in Bardonia is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Bardonia has a median income of about $225,770 for people who own homes. Based on that number, a maximum of $5,268 should be spent on expenses related to housing. Renters have a slightly different median income, which is $0. Based on this average, renters should spend no more than $0 on all rental costs if they want to maintain a non-impoverished standard of living.

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Greenville CDP (Greene County), NY	616	106	6.1%
Paterson, NJ	149,118	122	21.5%
Mount Ivy, NY	7,675	120	20.1%
Harriman, NY	3,112	121	20.7%
Haverstraw, NY	12,431	121	21.4%
Bardonia, NY	3,682	168	68.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Eveleth, MN	3,682	86	14.5%
Crane, TX	3,683	91	9.4%
Saint-Gabriel-de-Valcartier, QC	3,683	n/a
Chipley, FL	3,680	84	16.3%
Tiger Point, FL	3,680	122	22.2%
Bardonia, NY	3,682	168	68.1%