Cost Of Living in Bancroft, ID

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10%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

37%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Bancroft	Idaho	National
Cost of living	90	98	100
Groceries	104	102	100
Health care	101	101	100
Housing	63	90	100
Transportation	103	103	100
Utilities	100	101	100
Lifestyle & Entertainment	105	105	100
Household Items	99	101	100
Education & Childcare	97	101	100

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Homes For Sale In Bancroft, ID

1955 Deerhorn Cir

Bancroft, ID

Oregon Trail Rd

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TBD Chesterfield Rd

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986 Rocky Ford Rd

Bancroft, ID

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Cost Of Living Quick Facts

The cost of living in Bancroft is 9% lower than the Idaho average
The cost of living in Bancroft is 10% lower than the national average
Bancroft housing is 37% lower than the national average
Idaho general sales tax is 18% higher than the national average
Idaho state income tax is 123% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$77,078	$6,423	$1,798	$2,313
Renters	$95,422	$7,952	$2,226	$2,863

Idaho Sales Tax

State	General Sales Tax	With Max Surtax
Idaho	6%	8.5%

Idaho Income Tax

State	Income Tax (Low)	Income Tax (High)
Idaho	5.8%	5.8%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Grace, ID	1,296	91	9.1%
Arimo, ID	334	93	6.9%
Lava Hot Springs, ID	261	97	3.2%
Bancroft, ID	321	90	9.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Camak, GA	321	76	24.0%
Wingate, IN	321	78	22.2%
Westwood, MO	321	208	107.5%
Macclesfield, NC	321	85	15.1%
Otoe, NE	321	80	20.1%
Bancroft, ID	321	90	9.9%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Bancroft, ID

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Median Income & Debt-To-Income Ratio

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