Cost Of Living in Baltimore Highlands, MD

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B-

13%

Overall NAT. AVG.

8%

Groceries NAT. AVG.

18%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Baltimore Highlands	Maryland	National
Cost of living	113	121	100
Groceries	108	105	100
Health care	113	109	100
Housing	118	151	100
Transportation	112	109	100
Utilities	113	108	100
Lifestyle & Entertainment	110	109	100
Household Items	106	105	100
Education & Childcare	124	112	100

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Homes For Sale In Baltimore Highlands, MD

2760 Yarnall Rd

Halethorpe, MD

4435 Scotia Rd

Halethorpe, MD

4321 Annapolis Rd

Halethorpe, MD

2747 Park Dr

Baltimore, MD

Cost Of Living Quick Facts

The cost of living in Baltimore Highlands is 6% lower than the Maryland average
The cost of living in Baltimore Highlands is 13% higher than the national average
Baltimore Highlands housing is 18% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$110,729	$9,227	$2,584	$3,322
Renters	$72,377	$6,031	$1,689	$2,172

The affordability of the housing market in Baltimore Highlands, MD as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Baltimore Highlands homeowners, the median income is $110,729. This indicates that a monthly maximum of $2,584 should be spent by homeowners on all housing related costs. Renters have a median income of $72,377. This indicates that renters would have a maximum of $1,689 for their rent related monthly costs.

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Dundalk, MD	65,241	106	5.9%
Lansdowne, MD	8,964	104	4.0%
Baltimore, MD	621,744	108	7.9%
Edgewood, MD	26,016	108	7.6%
Essex, MD	40,724	108	7.7%
Baltimore Highlands, MD	8,178	113	13.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Landen, OH	8,172	102	2.2%
Travelers Rest, SC	8,172	103	2.9%
Hampton, GA	8,188	98	1.6%
Goderich, ON	8,190	n/a
Seaford, DE	8,163	103	3.1%
Baltimore Highlands, MD	8,178	113	13.5%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Baltimore Highlands, MD

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Cost Of Living Quick Facts

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Median Income & Debt-To-Income Ratio

Maryland Sales Tax

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Nearby cities with low cost of living

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