Cost of Living in Ballard, CA

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F
108%
Overall NAT. AVG.
8%
Groceries NAT. AVG.
329%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Ballard California National
Cost of living208141100
Groceries108111100
Health care116116100
Housing429197100
Transportation114118100
Utilities118119100
Lifestyle & Entertainment117120100
Household Items111111100
Education & Childcare118127100
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Homes For Sale In Ballard, CA

property for sale

1515 Alamo Pintado Rd

Solvang, CA
property for sale

1740 Still Meadow Rd

Solvang, CA
property for sale

1642 Alamo Pintado Rd

Solvang, CA

Cost Of Living Quick Facts

  • The cost of living in Ballard is 48% higher than the California average
  • The cost of living in Ballard is 108% higher than the national average
  • Ballard housing is 329% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Ballard

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Compare Ballard, CA Cost of Living

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$144,260$12,022$3,366$4,328
      Renters$0$0$0$0

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Isla Vista, CA16,12413231.8%
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      Solvang, CA5,83617574.6%
      Goleta, CA33,19419292.2%
      Ballard, CA784208108.4%

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      Ballard, CA784208108.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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