Cost Of Living in Avoca, NY

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A+

9%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

48%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Avoca	New York	National
Cost of living	91	121	100
Groceries	104	106	100
Health care	107	110	100
Housing	52	144	100
Transportation	111	113	100
Utilities	112	112	100
Lifestyle & Entertainment	107	111	100
Household Items	105	106	100
Education & Childcare	113	118	100

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Homes For Sale In Avoca, NY

78 S Main St

Avoca, NY

12 Charlesworth Ave

Avoca, NY

4 Church St

Avoca, NY

2 Morgan St

Avoca, NY

Cost Of Living Quick Facts

The cost of living in Avoca is 24% lower than the New York average
The cost of living in Avoca is 9% lower than the national average
Avoca housing is 48% lower than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$81,375	$6,781	$1,899	$2,441
Renters	$45,689	$3,807	$1,066	$1,371

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Cumminsville, NY	69	78	22.0%
Campbell, NY	693	88	11.8%
Hornell, NY	8,503	90	10.1%
Cohocton, NY	1,093	90	9.8%
Wayland, NY	1,800	91	8.8%
Avoca, NY	1,044	91	8.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Cobden, IL	1,044	81	19.0%
Stover, MO	1,044	83	17.0%
Weleetka, OK	1,044	78	21.9%
Kersey, PA	1,044	86	14.2%
Midway, PA	1,044	89	11.3%
Avoca, NY	1,044	91	8.8%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Avoca, NY

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Median Income & Debt-To-Income Ratio

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Nearby cities with low cost of living

Cities with similar population