Cost Of Living in Cumminsville, NY

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22%

Overall NAT. AVG.

6%

Groceries NAT. AVG.

94%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Cumminsville	New York	National
Cost of living	78	121	100
Groceries	106	106	100
Health care	107	110	100
Housing	6	144	100
Transportation	114	113	100
Utilities	110	112	100
Lifestyle & Entertainment	109	111	100
Household Items	106	106	100
Education & Childcare	113	118	100

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Cost Of Living Quick Facts

The cost of living in Cumminsville is 35% lower than the New York average
The cost of living in Cumminsville is 22% lower than the national average
Cumminsville housing is 94% lower than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$63,380	$5,282	$1,479	$1,902
Renters	$0	$0	$0	$0

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Kysorville, NY	48	109	9.1%
Hunt, NY	125	87	12.7%
Dalton, NY	459	88	12.3%
Woodsville, NY	66	88	12.0%
Tuscarora, NY	85	89	10.8%
Cumminsville, NY	69	78	22.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Marie, AR	69	87	13.4%
Washington Park, AZ	69	114	13.5%
Keddie, CA	69	118	18.1%
Sunny Slopes, CA	69	126	26.4%
Beaver, IA	69	75	25.2%
Cumminsville, NY	69	78	22.0%