B+
4%
Overall NAT. AVG.
7%
Groceries NAT. AVG.
29%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Auburn Alabama National
Cost of living10489100
Groceries9496100
Health care9395100
Housing12974100
Transportation9395100
Utilities9697100
Lifestyle & Entertainment9394100
Household Items9596100
Education & Childcare9493100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

An Overview of Cost of Living in Auburn, AL

Are you thinking about relocating, but curious about the potential cost of living in Auburn? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Auburn stands at 104, making it 4% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

In Auburn, daily expenses such as food, housing, lifestyle expenses, transportation and health care are in line with comparable areas and about average when compared to all cities across the nation. This ensures that the cost of living in Auburn will resemble that of an average city, contributing to a manageable cost of living.

Housing costs are a very significant part of the Auburn cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 29.2% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.

What Do Locals Say About the Cost of Living in Auburn?

The most insightful perspective on a city comes from its residents. We recently surveyed 11 locals to gauge their perception of the cost of living in Auburn. The feedback revealed that 27% of respondents found the cost of living to be reasonable, with prices on the decline, while 73% regarded it as notably expensive with prices that continue to rise.

Is Auburn Affordable?

Is Auburn affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Auburn, the median home price is 45.5% higher than the national average and monthly rent prices are 8.7% lower than the typical rates. Additionally, the median income levels play a role in affordability, with Auburn boasting a median household income of $73,816, 9.2% lower than the national average.

What Factors can Influence the Cost of Living in Auburn?

Taxes: Cities that impose higher taxes, including sales and income taxes, can contribute to an escalated cost of living. The added expense of taxes on everyday goods like clothing and food naturally results in higher overall costs. Similarly, a higher income tax rate can further elevate the cost of living. In Auburn, the general sales tax rate starts at 4%, and income tax rates begin at 2%.

Utilities: Similar to the prices of any goods or services, utility expenses can fluctuate widely, contingent on variables such as climate, available energy sources, geographical location and state regulations. Costs associated with electricity, water, heating, and waste disposal can differ in magnitude, depending on the specific city or state. In Auburn, the utilities index registers at 3.7% lower than the national average.

Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In Auburn, healthcare costs are 6.8% lower than the national average.

Where is the Data From?

The cost of living data for Auburn shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.

Cost Of Living Quick Facts

  • The cost of living in Auburn is 18% higher than the Alabama average
  • The cost of living in Auburn is 4% higher than the national average
  • Auburn housing is 29% higher than the national average
  • Alabama general sales tax is 22% lower than the national average
  • Alabama state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Auburn

See all the best places to live around Auburn

Compare Auburn, AL Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Auburn?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Auburn?
      Write a review to give others more information about this area.
      See all Auburn poll results

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$149,106$12,426$3,479$4,474
      Renters$35,150$2,929$820$1,055
      To approximate the cost of living and the housing affordability in Auburn, AL, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Auburn have a median income of $149,106. Therefore, the amount that a consumer should spend on housing costs should be no more than $3,479 per month to avoid calamity and poverty. The renters in the city have an income of about $35,150, which would make their monthly maximum allowable rental costs $820.

      Alabama Sales Tax

      State General Sales Tax With Max Surtax
      Alabama 4% 13.5%

      Alabama Income Tax

      State Income Tax (Low) Income Tax (High)
      Alabama 2% 5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Camp Hill, AL1,3067821.7%
      Notasulga, AL1,1628019.6%
      Tuskegee, AL8,6788119.2%
      Cusseta, AL1028911.4%
      Opelika, AL31,335927.6%
      Auburn, AL67,8901044.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Lakeville, MN67,94312221.8%
      Shawnee, KS67,7671054.7%
      Ames, IA68,0471000.1%
      Eastvale, CA67,68117676.1%
      Laguna Niguel, CA67,631204103.9%
      Auburn, AL67,8901044.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.