Cost Of Living in Atwater, MN

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11%

Overall NAT. AVG.

0%

Groceries NAT. AVG.

39%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Atwater	Minnesota	National
Cost of living	89	100	100
Groceries	100	100	100
Health care	99	100	100
Housing	61	100	100
Transportation	100	100	100
Utilities	106	104	100
Lifestyle & Entertainment	101	100	100
Household Items	102	100	100
Education & Childcare	99	99	100

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Homes For Sale In Atwater, MN

401 Main St N

Atwater, MN

5762 165th St NE

Atwater, MN

9791 County Road 4 SE

Atwater, MN

##### 60th Ave NE

Kandiyohi, MN

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Cost Of Living Quick Facts

The cost of living in Atwater is 11% lower than the Minnesota average
The cost of living in Atwater is 11% lower than the national average
Atwater housing is 39% lower than the national average
Minnesota general sales tax is 35% higher than the national average
Minnesota state income tax is 106% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$92,887	$7,741	$2,167	$2,787
Renters	$59,477	$4,956	$1,388	$1,784

Minnesota Sales Tax

State	General Sales Tax	With Max Surtax
Minnesota	6.875%	7.875%

Minnesota Income Tax

State	Income Tax (Low)	Income Tax (High)
Minnesota	5.35%	9.85%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Cedar Mills, MN	42	101	0.6%
Cosmos, MN	540	85	14.7%
Blomkest, MN	206	88	12.5%
Grove City, MN	812	88	11.7%
Lake Lillian, MN	267	88	11.5%
Atwater, MN	1,176	89	11.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
St. Ansgar, IA	1,176	92	8.0%
Akron, IN	1,176	83	16.7%
Wellsville, MO	1,176	80	19.7%
Langenburg, SK	1,176	n/a
Fraser Valley C, BC	1,176	n/a
Atwater, MN	1,176	89	11.2%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Atwater, MN

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Cost Of Living Quick Facts

Most Affordable Places to Live in and Around Atwater

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Median Income & Debt-To-Income Ratio

Minnesota Sales Tax

Minnesota Income Tax

Nearby cities with low cost of living

Cities with similar population