Cost of Living in Atlantic, NC

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13%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
39%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Atlantic North Carolina National
Cost of living8796100
Groceries99100100
Health care9999100
Housing6188100
Transportation9999100
Utilities9799100
Lifestyle & Entertainment97100100
Household Items101100100
Education & Childcare94100100
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Homes For Sale In Atlantic, NC

property for sale

N/A N/a

Atlantic, NC
property for sale

459 Shell Rd

Atlantic, NC
property for sale

376 Shell Rd

Atlantic, NC
property for sale

664 Seashore Dr

Atlantic, NC

Cost Of Living Quick Facts

  • The cost of living in Atlantic is 9% lower than the North Carolina average
  • The cost of living in Atlantic is 13% lower than the national average
  • Atlantic housing is 39% lower than the national average
  • North Carolina general sales tax is 7% lower than the national average
  • North Carolina state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Atlantic

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      Cost of living index
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      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$82,857$6,905$1,933$2,486
      Renters$39,486$3,291$921$1,185

      North Carolina Sales Tax

      State General Sales Tax With Max Surtax
      North Carolina 4.75% 7.5%

      North Carolina Income Tax

      State Income Tax (Low) Income Tax (High)
      North Carolina 4.75% 4.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Marshallberg, NC428981.7%
      Gloucester, NC4958911.0%
      Davis, NC232963.9%
      Harkers Island, NC1,3461066.4%
      Atlantic, NC6248713.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Nucla, CO624945.7%
      Kingman, IN6248415.9%
      D'Lo, MS6248218.4%
      Warsaw, OH6248316.9%
      Summit, SC624964.5%
      Atlantic, NC6248713.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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