Cost of Living in Atlantic Beach, NY

Get 300+ Local Insights for Any Address in Atlantic Beach, NY

Get Access to 300+ Local Data Points
F
91%
Overall NAT. AVG.
6%
Groceries NAT. AVG.
280%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Atlantic Beach New York National
Cost of living191121100
Groceries106106100
Health care111110100
Housing380144100
Transportation112113100
Utilities109112100
Lifestyle & Entertainment111111100
Household Items103106100
Education & Childcare118118100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Homes For Sale In Atlantic Beach, NY

property for sale

1416A Bay

Atlantic Beach, NY
property for sale

1989 Bay Blvd

Atlantic Beach, NY
property for sale

1340 Beech St

Atlantic Beach, NY
property for sale

2064 Atlantic Blvd

Atlantic Beach, NY

Cost Of Living Quick Facts

  • The cost of living in Atlantic Beach is 58% higher than the New York average
  • The cost of living in Atlantic Beach is 91% higher than the national average
  • Atlantic Beach housing is 280% higher than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Atlantic Beach

See all the best places to live around Atlantic Beach

Compare Atlantic Beach, NY Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Atlantic Beach?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Atlantic Beach?
      Write a review to give others more information about this area.
      See all Atlantic Beach poll results

      The best places in New York

      Here are the best places to live in New YorkThese are the largest cities in New YorkThese are the 10 cheapest cities in New YorkMost Dangerous States In The US
      Best Places in New York

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$219,204$18,267$5,114$6,577
      Renters$98,384$8,199$2,295$2,952

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Highlands, NJ4,89312323.2%
      Guttenberg, NJ11,55712928.6%
      West New York, NJ54,66413030.2%
      Hempstead, NY56,90813130.5%
      Roslyn, NY2,99813232.2%
      Atlantic Beach, NY1,38019191.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Elmore, AL1,3808316.9%
      Hiram, OH1,3801000.5%
      Yamhill, OR1,38011615.8%
      Blossom, TX1,3808514.7%
      Lac-au-Saumon, QC1,380n/a 
      Atlantic Beach, NY1,38019191.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
      General
      For Professionals
      Follow Us
      AV on Twitter AV on Facebook
      © AreaVibes Inc. 2010-2026