Cost Of Living in Ashland, OK

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26%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

78%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Ashland	Oklahoma	National
Cost of living	74	88	100
Groceries	99	96	100
Health care	97	95	100
Housing	22	70	100
Transportation	97	96	100
Utilities	97	96	100
Lifestyle & Entertainment	95	94	100
Household Items	98	97	100
Education & Childcare	93	93	100

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Cost Of Living Quick Facts

The cost of living in Ashland is 15% lower than the Oklahoma average
The cost of living in Ashland is 26% lower than the national average
Ashland housing is 78% lower than the national average
Oklahoma general sales tax is 12% lower than the national average
Oklahoma state income tax is 90% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$45,407	$3,784	$1,059	$1,362
Renters	$0	$0	$0	$0

Oklahoma Sales Tax

State	General Sales Tax	With Max Surtax
Oklahoma	4.5%	11%

Oklahoma Income Tax

State	Income Tax (Low)	Income Tax (High)
Oklahoma	0.25%	4.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Gerty, OK	44	79	20.9%
Calvin, OK	370	80	20.2%
Pittsburg, OK	182	81	19.5%
Kiowa, OK	694	81	19.1%
Stuart, OK	157	83	16.6%
Ashland, OK	40	74	25.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Sunrise, AK	40	118	18.0%
Edgewood, CA	40	124	24.1%
McClenney Tract, CA	40	116	16.0%
Sequoia Crest, CA	40	116	16.0%
Coleman, GA	40	99	1.3%
Ashland, OK	40	74	25.6%